Subj : Re: retirement
To   : Weatherman #1
From : Jahmas #29@707.Wwivnet
Date : Thu Mar 07 2024 07:32 am


M> I use Fidelity, but doing the exact same thing.  I have been maxing
M> contributions for years now to both Roth and 403B.  Also, investing more
M> cash and paying extra on the house.  These are things I should have been
M> more aggressive with earlier and I would have been able to retire at age
M> 50 or maybe even earlier.  It gives you freedom and to be in control of
M> your destiny.  I would have exited in 2020 for sure like many others did
M> had I planned ahead better.
The one thing I am regretting now is the infrastructure of our house. It is  
her house actually but we picked it out before I moved to the cape and got  
married. I have given her my half of the mortgage and utilities since I moved  
here in 2010. We've almost replaced all the windows, it has a new roof and  
will need a new boiler. It can certainly use some "sweat equity" like total  
paint which will be my task during retirement and I think a heat pump system  
would be prudent. Wish I would have delegated some funds to this first but...  
one thing at a time.  You always throw money into your house. Be kind to your  
ass for it bears you :O


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