[HN Gopher] Positive Steps to Encourage Housing
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       Positive Steps to Encourage Housing
        
       Author : jseliger
       Score  : 34 points
       Date   : 2020-01-14 20:06 UTC (2 hours ago)
        
 (HTM) web link (www.city-journal.org)
 (TXT) w3m dump (www.city-journal.org)
        
       | linuxftw wrote:
       | There's plenty of affordable housing in America. It's all just in
       | places people don't want to live, like Cleveland.
       | 
       | People don't want to live there because there isn't any economic
       | opportunity. There isn't any economic opportunity because we
       | shipped the jobs overseas.
       | 
       | Then, when the system finally imploded and people could no longer
       | make their mortgage payments, the taxpayers bailed out the banks
       | that were making money hand over fist.
        
         | OnlineGladiator wrote:
         | > Then, when the system finally imploded and people could no
         | longer make their mortgage payments, the taxpayers bailed out
         | the banks that were making money hand over fist.
         | 
         | I'm not happy about what happened either, but what do you think
         | would have happened if none of the banks had been bailed out?
        
           | linuxftw wrote:
           | Property prices would have deflated back to affordability.
           | People with lots of debt would have been crushed, people with
           | little debt would have made a killing.
           | 
           | We finally could have clawed back the economy from the
           | banking class with widespread bankruptcies. Could you imagine
           | if 30% or more people had a bankruptcy recently? It would
           | totally wreck the credit bureaus too.
        
           | larrik wrote:
           | Not OP, but at the time what I personally wanted to happen
           | was the government to bail out the customers, but not the
           | banks themselves. Basically let the institutions implode but
           | not let depositors foot the bill. Clearly a pipedream,
           | though.
        
         | sien wrote:
         | There's plenty of affordable housing in America where people do
         | want to live as well:
         | 
         | "According to Bureau of Labor Statistics data, lightly-
         | regulated Houston has seen its civilian labor force grow by 20
         | percent in the last decade, compared to the San Francisco metro
         | area's 16 percent. Some 21 Fortune 500 companies have their
         | headquarters in Houston. What's more, for every job the Houston
         | metro area has added, it's also permitted another unit of
         | housing. As a result, the average rent for a one-bedroom
         | apartment is $841, and home prices are below the national
         | average."
         | 
         | From here :
         | 
         | https://reason.com/2019/11/05/bernie-sanders-blames-apple-fo...
         | 
         | It's not rocket science. If you want affordable housing make it
         | easy for people to build and increase supply. It's remarkable
         | how Silicon Valley is all about solving big problems for the
         | world but demonstrates with Bay Area housing that some problems
         | don't need technology, they just need reasonable government and
         | if you don't have that, well, things don't work.
         | 
         | To be fair, this problem is global. Many places that are doing
         | well that haven't allowed enough construction like London,
         | Sydney, Stockholm, Melbourne, Paris and other places
         | demonstrate the same failure to enable enough housing
         | construction.
        
           | davidw wrote:
           | Paris is actually making some progress:
           | https://www.sfchronicle.com/opinion/openforum/article/How-
           | th...
           | 
           | I've always loved this article, which mentions Houston, and
           | discusses that it's one of many ways to add enough supply:
           | https://www.sightline.org/2017/09/21/yes-you-can-build-
           | your-...
        
           | irq11 wrote:
           | Maybe the fact that Houston isn't 49 square miles, surrounded
           | by water on three sides, might have something to do with it.
           | 
           | When Houston wants another housing unit, they just sprawl out
           | into the plains to make it happen. (Not incidentally, this is
           | why the city was devastated by the last hurricane: huge
           | portions of it sprawl into floodplains.)
        
             | kelp wrote:
             | Yes, and San Francisco is mostly zoned for no more than 4
             | stories in height. It would never be as cheap as Huston
             | because it can't sprawl. But there is a ton of opportunity
             | to build up.
             | 
             | The San Francisco height / bulk map is pretty enlightening.
             | https://sfgov.org/sfplanningarchive/zoning-map-heightbulk-
             | di...
             | 
             | All those light colored areas are max 40 feet.
        
       | wallace_f wrote:
       | Last decade was terrible for housing construction:
       | https://reason.com/2019/12/23/the-2010s-were-a-terrible-deca...
        
         | ghaff wrote:
         | Interesting graph. Some of it is that there was a big drop in
         | any construction after about 2008. So any ramp in the 2010s was
         | starting from a very low level. But the rate of the recovery,
         | while ramping upwards, hasn't ramped up at a particularly fast
         | pace.
        
       | davidw wrote:
       | Odd that Oregon's HB 2001 is not mentioned, as it's a big step.
        
         | legitster wrote:
         | It was de-fanged a bit by being paired with a rent-control
         | bill. Still a great step.
        
           | davidw wrote:
           | The rent control thing is fairly loose in some ways.
           | 
           | Article doesn't mention Minneapolis' reforms vis a vis
           | exclusionary zoning either. Seems like another big omission.
        
         | downerending wrote:
         | It's a symptom as much as a cure. Oregon has immense amounts of
         | available land to build housing on, but it also has BA-like
         | restrictions that remove most of that from possible housing
         | expansion. This law won't do much if that isn't fixed.
         | 
         | (The law allows for duplexes to be built in single-family areas
         | without rezoning.)
        
           | davidw wrote:
           | Oregon's UGB allows cities to grow, just in a controlled way.
           | 
           | Absent that, and maintaining subsidies for driving, you get
           | Houston or Phoenix like sprawl.
           | 
           | HB 2001 allows up to 4-plexes in many cities.
           | 
           | You could actually get a _lot_ of housing out of that kind of
           | development, it turns out:
           | https://www.seattletimes.com/opinion/add-housing-by-
           | allowing...
           | 
           | Which makes sense, as most places in Europe are way more
           | land-constrained than the US and manage to house people by
           | growing up and in, rather than only out.
        
             | downerending wrote:
             | I'd argue that Phoenix compares quite favorably to the BA
             | or Portland. It has an efficient transportation structure,
             | and more importantly, interleaved levels of housing that
             | make it relatively easy to live near (within walking
             | distance even) to one's work, regardless of economic class.
             | Except for the rich, that's essentially impossible in the
             | BA, and pretty near for Portland.
        
               | notJim wrote:
               | This is not born out by commute statistics. 86% commute
               | by car in Phoenix compared to 65% in Portland. If you're
               | saying Phoenix can work well at an individual level, I
               | might agree, but as far as urban planning goes, I'd say
               | Portland is much better. Subjectively I've lived in both
               | places, and Phoenix is far far more car-dependent than
               | Portland. Walking along those 6-lane streets throughout
               | the city, traversing massive parking lots through strip
               | malls does not make for pedestrian-friendliness.
        
               | munificent wrote:
               | Well, neither does 120degF summers. I think there's an
               | argument that Pheonix fundamentally can't be pedestrian
               | friendly so optimizing for car-and-bus-friendliness is a
               | justifiable strategy.
        
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