[HN Gopher] Sweden gives employees unpaid time off to be entrepr... ___________________________________________________________________ Sweden gives employees unpaid time off to be entrepreneurs Author : saadalem Score : 206 points Date : 2020-02-15 17:22 UTC (5 hours ago) (HTM) web link (www.weforum.org) (TXT) w3m dump (www.weforum.org) | soygul wrote: | I've used this 3 years ago. I took 6 months off to conduct my own | business. I also published a "choose your own adventure" game | during that time: | https://play.google.com/store/apps/details?id=com.soygul.cro... | | Amazingly productive days. I must add that you don't get paid for | the time off. It's just that you don't lose your employment | status. | riffraff wrote: | oh, so it's not paid. | | Then I am surprised to say, there is the same thing in Italy | ("aspettativa per avvio attivita"), but oddly enough, only for | public sector employees, up to 12 months. | | I am not sure many people make use of it, I would guess very, | very few. | toyg wrote: | _Aspettativa_ is subject to conditions, though (i.e. it can | be denied). | LegitShady wrote: | Sabbaticals can be useful be require a lot of planning and | saving. | timwaagh wrote: | does the swedish system have sufficient protections in place so | that unless your employer thinks the world of you, you won't be | let go for 'valid reasons' shortly after just to set an | example? | sokoloff wrote: | How would you write the law such that employees couldn't take | the leave then come back and abuse their employment knowing | they were protected from being fired for 'valid reasons'? | wesammikhail wrote: | <rant> | | As a Swedish entrepreneur with 2 exits under my belt and a | startup in progress, nothing boils my blood more than bullshit | like this. You want to encourage entrepreneurs? stop making up | bullshit laws and initiatives that does nothing but fuck us over | every single day. | | Initiatives like this have the exact opposite effect of how | they're advertised as I've personally experienced first hand. Yet | somehow all you read about is the outgoing PR of how great this | place is, when in fact it is a god awful place to conduct | business in. Heck just living here is becoming a nightmare as of | late. | | It's time to move on from this shit hole to somewhere more | welcoming. Too bad the US immigration system is a clusterfuck | regardless of how much money you're willing to throw at it. | | </rant> | | As requested here is an example: Lets take the "Right to Leave to | Conduct a Business Operation Act" or "maternity leave". In both | of cases if you work at an early stage startup and exercise your | right to take a leave (paid or otherwise), I as an employer have | to hold on to that position for the duration of the entire leave | of absence. In the case of maternity leave (~1.5 year of paid | leave) for instance, I have to hold that position open for you as | an employee. The last startup I was involved in had a female | employee that was there for about 6 months and then left work for | ages before returning, and then "somehow" in an "unplanned | manner" managed to quit a few weeks after. Zero work experience, | have to hold the spot open for her, have to hire expensive | replacement consultants for the duration of the leave which could | be extended at any point and I am also obligated to provide | benefits to the workers that come in as temporary replacement at | a higher cost???? All of that without having the right to fire or | suspend said person. | | Imagine being 1 out of 6 employees and you just vanish, leaving | behind everything for the company to pick up by having to hire a | secondary person as a consultant for far more money, giving them | those same benefits while keeping your position open. Startups | cannot afford these costs period. Not every startup enjoys the | millions of SV dollars. Our bootstrapped startup almost went | under because of employee benefit payments for people who were | not even showing up to work and we cannot fire by law. | | This is beyond sinister and it isnt done to protect employees, it | is merely done to extract the maximum amount of value from | companies at all stages so that the state can afford to deliver | on its never-ending promises of "FREE EVERYTHING". | | One of my best friends have had a full salary for the last 5 | years and have not worked a single day. Who pays for that do you | reckon? and in what world is that fair to the rest of us? | ampdepolymerase wrote: | Can you give some examples of their counterproductive policies? | heavenlyblue wrote: | Probably the social safety net that takes away so much risk | of starting your own business... | alkonaut wrote: | > Our bootstrapped startup almost went under because of | employee benefit payments for people who were not even showing | up to work and we cannot fire by law | | That's unfortunate but that's what you need to handle if you | are an employer. You know the rules when you start a company | and when you hire someone. There are some exceptions in place | for smaller employees too. | | Competition means that successful companies that survive are | those that manage to cope with such terrifying things as | employees going on parental leave. | | I'm not sure how you ended up managing a company with several | employees while seeming surprised by the labor laws in the | countries where it operates? | bjornsing wrote: | > There are some exceptions in place for smaller employees | too. | | No actually you can't fire the small employees either. It's | quite disturbing really. :P | alkonaut wrote: | Not editing that typo because it's funnier with employee... | wesammikhail wrote: | > That's unfortunate but that's what you need to handle if | you are an employer. | | 100%, and we managed because I had taken into account all of | that stuff. But people cant claim that this place is great | for business while exposing startups to these massive risks. | | > I'm not sure how you ended up managing a company with | several employees while seeming surprised by the labor laws | in the countries where it operates? | | Plenty of these laws came to me personally as a shock because | it isn't really easy to know all of your obligations ahead of | time especially when there are thousands of things to take | into account. | | It saddens me to say this but every time I hire someone I | have to put aside 125% of their salary aside for both | employer taxes as well as a "rainy day fund". Imagine | claiming that such a place is business friendly. That's my | beef, nothing else. | herbstein wrote: | > every time I hire someone I have to put aside 125% of | their salary aside | | You can't answer if that is unreasonable unless you compare | to other countries. As an example, in the US you would have | to also pay for health insurance. And if the employee were | to get sick they might still not see a doctor immediately | because of the premiums, leading to further time off. | Erlich_Bachman wrote: | I don't think they wrote they were "surprised" or that they | didn't handle these laws or the situations caused by them. | The author just wrote that those laws are very difficult for | business and are not as "entrepreneur-friendly" as advertised | by these "Sweden does _____" articles. | duiker101 wrote: | it appears some other users have had different experience from | yours, would you care to elaborate why you feel this way? | 1123581321 wrote: | This appears to be the only comment from a Swedish employer | who had to carefully manage finances. | swimfar wrote: | I would be surprised if the majority of the people who | downvoted the comment have actually lived in Sweden. It's | more likely it was because the comment wasn't (initially) | specific, or because it didn't match the universally positive | image they have of Sweden. | TazeTSchnitzel wrote: | I live in Sweden and I don't have a "universally positive | image" of it -- but I've also heard complaints about the | burden on employers from [insert any country here]'s | policies before, so it's not a very interesting comment to | me. | herbstein wrote: | > One of my best friends have had a full salary for the last 5 | years and have not worked a single day. Who pays for that do | you reckon? and in what world is that fair to the rest of us? | | I somehow doubt this is the full story. Would you mind going | into a bit more detail? | wesammikhail wrote: | She had several kids in a row by timing their birth perfectly | so that she never has to work. And obviously, for each kid | the parents get parental leave. Not that hard and far too | common of a thing to do here. | jacobr wrote: | Parental leave pay is 79% or something, not "full salary" | wesammikhail wrote: | it's actually 80% | | https://www.forsakringskassan.se/privatpers/foralder/nar_ | bar... | | But what's your point? it could be one cent on the | dollar, that does not change a thing for me as a business | owner though. It isnt the money that is the primary | problem even though it is a problem. | jacobr wrote: | I know first hand small employers that had employees go | on parental leave, hired replacements, and then without | too much hassle could keep the replacements and fire the | one on leave, because there are many exceptions you can | do as a small employer. So I find your entire rant | confusing and not matching my experience. | | I've been on parental leave myself and my small employer | hired a replacement, and by the time I got back we were | both needed because they ran a successful and expanding | business. | Gwypaas wrote: | And paid by the state, not the company in question. Some | companies have agreements to cover the difference to your | regular salary and similar but that's only goodwill. | seppin wrote: | That's not the same as "full salary no work" but ok. It | sounds like she is taking care of the family full time. | CarelessExpert wrote: | If you provided a reasoned critique with your rant this would | be a worthwhile comment. Absent that it simply violates HN | commenting guidelines. | dgellow wrote: | Why do you think it's against guidelines? The OP comment | started a very interesting thread IMHO. Not everything has to | be a "reasoned critique", sharing personal feelings about a | situation can be a great way to get to a constructive | discussion. | [deleted] | Mountain_Skies wrote: | >Too bad the US immigration system is a clusterfuck regardless | of how much money you're willing to throw at it. | | There are countries in the world other than the United States | and Sweden. Also why should any country have an obligation to | open their doors just because you're willing to throw money at | them? | | That aside, one of my Canadian friends spent a year in Chile | creating a startup because the Chilean government paid a good | chunk of his living expenses in an effort to bootstrap their | tech entrepreneur scene. There are many interesting options | around the world of you seek them out. | wesammikhail wrote: | > There are countries in the world other than the United | States and Sweden. Also why should any country have an | obligation to open their doors just because you're willing to | throw money at them? | | Yea not none is really pro business the same way as the US is | unfortunately. Also the US offers multiple states with | multiple jurisdictions so you can decide for yourself what | level of regulation you are willing to tolerate and move | accordingly. That's like 50 countries in 1 :D | | Also, no one has to open up their doors. I am just personally | disappointed because I want to work hard and prosper in a | place that is pro-business that speaks English. I have | considered moving to Asia for a long time but I dont think | that I'd enjoy living there. | | > That aside, one of my Canadian friends spent a year in | Chile creating a startup because the Chilean government paid | a good chunk of his living expenses in an effort to bootstrap | their tech entrepreneur scene. There are many interesting | options around the world of you seek them out. | | I tried South America for a while. It didnt work for me as I | dont speak the language and English isnt very dominant at | times. So I'd need a year or two to learn the language before | I can even get started in a place like that. | thenewnewguy wrote: | So, just to be clear, these are your complaints: | | - You couldn't fire somebody who went on maternity leave | | - You had to provide benefits to your employees, even temporary | ones | | Seems like the laws are working to protect employees as | intended to me. | herbstein wrote: | Yeah, this really just made my positive thoughts on the law | even stronger. Thanks for the clear breakdown :) | wesammikhail wrote: | I love this reply because it showcases how people hear so | selectively and ignore facts. I guess relying on fiction is | much easier. | | Anyhow, I agree. Seems like the laws are actually working as | intended as I have started to outsource to Asia. Your laws | did wonders to protect the workers which they were "intended | to help". Man this is way to fucking hilarious and sad at the | same time. | wanderer2323 wrote: | Your <rant> is basically about you not having (or not | willing to budget) enough money to cover the extra risk | that the Sweden's work laws impose on your startup. When | you think about it like this, the laws and your response to | them work exactly as intended. | | From Sweden's point of view, the positions you have | outsourced will be covered by a company which is willing to | pay the price of access to the labor market in Sweden. | Which is not unlike a tax. | | Did you budget for Sweden's taxes in your startup? Not | doing that and then posting a <rant> that you suddenly have | to pay taxes and that the existence of the tax code forces | you to outsource to Asia would be quite similar to your | post here. | avip wrote: | They don't, because he will just straight-out never hire | a woman again (though he cannot say that). | heartbeats wrote: | They're also the reason why Sweden has an utter joke of a | tech industry while the United States are world-leading | within the field. | ptr wrote: | Is Sweden's tech industry an utter joke, though? Stockholm | and Sweden rank very high, both when it comes to old-style | tech companies (Ericsson, etc) and startups. https://www.th | eatlantic.com/business/archive/2017/09/sweden-... | "Stockholm produces the second-highest number of billion- | dollar tech companies per capita, after Silicon Valley" | | Also, tech salaries are quite high -- as a consultant, you | make more than in London at least. | [deleted] | heartbeats wrote: | According to my friends there, a programmer in Sweden | makes SEK 30k - 40k a month, or $37-49k. Europe is a low- | cost outsourcing centre which occasionally spits out | bright people who run startups, just like China or India | or Vietnam. | [deleted] | jacobush wrote: | I have toyed with the idea of working in the US, and I'd | have to make about two times the salary in the US to have | the same quality of living as in Sweden. Three to four | times the salary to have access to the same kind of | medical care. Maybe. | | Perfectly doable of course, for someone into tech. But | just to put things into perspective. | verttii wrote: | I had no idea the IT consultant salaries were higher in | Stockholm compared to London. What kind of rates would an | IT consultant be expected to pull in Sweden? | ptr wrote: | Assignments that are accessible by "anyone" at the | consultant brokers are often listed around 750-950 | SEK/hour, which means ~470 to ~600 GBP/day if you work 8 | hours per day -- clients usually don't mind you working | more though. Tax isn't that different last time I | checked, but CoL is of course much higher in London. | wesammikhail wrote: | you are forgetting however that the 750-950 SEK/h | includes self-employment taxes (arbetsgivaravgifter) of | ~30% + 30% income tax. That's before all other taxes and | fees. | | This was essentially the whole point of my original post | about consultants. But people dont get this. After all | taxes are paid, you get something like 375-475sek/h if | even that as this is the above average level of salary. | | Compared to when I lived and worked in London, this is a | joke. That's before factoring in cost of living relative | to income. You live a much better life in London than you | do in Sthlm for instance so I am not sure where you got | that last part from. Especially if you consider how | massively fucked the Krona is right now | ptr wrote: | I'm quite aware of the taxes involved -- as I said, I've | been working as a consultant for some time now. What you | might be forgetting is that, with a company, you can plan | your taxes better. Take out a minimal salary and put | everything in an ISK and you don't have to pay any | capital gains tax, for example. | | You're also going to pay taxes being self-employed in the | UK, and whether you prefer London over Stockholm is | subjective; what you need to consider is the cost of real | estate mainly vs statistical incomes, rather than | anecdotes. | | Regarding how "massively fucked" the Krona is, check this | chart: https://www.xe.com/currencycharts/?from=GBP&to=SEK | &view=5Y | bnastic wrote: | Contracting in London is as good as dead come April | wesammikhail wrote: | A first year student of some community college in the US | is twice as good as the average developer here. | | You think I am talking shit? well... I studied in the US | and worked as a program director for a technical | University based in Stockholm whose sole job was to | output developers into the market in line with what all | the hundreds of CTOs that I interviewed required. | | Trust me when I say this, that article you linked to is | pure PR bullshit. You can find the same article written | about Paris, London, Berlin, etc. It's all PR bullshit | that people spin in order to attract foreign capital. | | > Also, tech salaries are quite high -- as a consultant, | you make more than in London at least. | | at some point you ought to realize that what you're | saying is bullshit, and this sentence should have tipped | you off to the fact that you're talking out of your ass. | ptr wrote: | I don't understand your anger, but it's interesting that | you've got such a completely different experience of the | situation. FWIW, I've also studied in the US, and I've | hired developers in Stockholm. There are of course both | good and bad developers, but if you pay more, you tend to | get better ones. | | The article might or might not be bullshit, but there's a | lot of highly valued tech companies per capita in Sweden, | and I know for sure the consultant prices aren't bullshit | as I've worked for quite a long time as just that. I'm | usually not the kind of person that "talks out of my | ass". | lawn wrote: | > A first year student of some community college in the | US is twice as good as the average developer here. | | I work closely with developers from both the US and | Sweden, and this hasn't been my experience at all. If | anything it's been the reverse. | | What I can say though is that developers from Asian | countries leave a lot to be desired. Which is funny as | you've outsourced jobs to Vietnam. | | At some point you ought to realize that what you're | saying is bullshit too. | wesammikhail wrote: | > At some point you ought to realize that what you're | saying is bullshit too. | | My previous startup was a tech one. The current one that | is in Vietnam is for production and manufacturing of | physical goods. The parts I moved to Vietnam are the | manufacturing parts and the parts that moved to Eastern | Europe are the tech parts where you can a lot more value | for much less. | | So no I am not talking shit, you just dont know enough | about my specific case to judge it, yet somehow you have | managed to do just that. | ptx wrote: | > a technical University based in Stockholm | | The only technical university in Stockholm is KTH, I | believe - is that what you're talking about? | | > whose sole job was to output developers into the market | in line with what all the hundreds of CTOs that I | interviewed required | | That's not how a university's role is usually seen. | heartbeats wrote: | So what is the point then? To spit out future academic | researchers who write papers read by other academic | researchers on postmodern literature? | | Academia is a fraud, but to the extent that it produces | useful employees it is at least socially justifiable. | sansnomme wrote: | It is really rich that those on HN who are paid 6 to 7 | figures would seat on their high horse and disparage OP for | complaining about labour law arbitrage from the perspective | of an Nordic entrepreneur and yet would be the first to throw | a fit if their jobs get shipped or outsourced to Mexico or | some other emerging economy. | conanbatt wrote: | Ask them what they think about Immigration of software | engineers to top it off! | wesammikhail wrote: | Funny enough, I just outsourced a bunch to Vietnam and am | in the process of moving the rest to eastern Europe. The | only part that will remain here is the sales division | because that needs to be here. | | So yea, looks like the laws are working as intended... | amirite? | petre wrote: | Where in Eastern Europe are you moving? | | I wonder if Estonia is okay for startups? | | In my city the IT sector unemployment is around zero | point something figures, meaning it's quite difficult to | find new qualified workers. I've even heard about cases | of French and Belgian citizens moving to Eastern Europe | to work in IT. It sounds crazy. | hogFeast wrote: | Oh boy, bad time to being saying this. All of the Americans on | here have been hearing that Sweden is just better...it is so | easy, "free" healthcare, "free" everything...build a wall, make | Goldman Sachs pay for it. | | The reality is somewhere in the middle. Generally in Northern | Europe, excluding UK, you have a history of huge (monopolistic) | companies that dominate the economy. So you end up with labour | policies that reflect that...which is kind of terrible for the | way the world is going. If you could take the job market | flexibility and social policy without the freeloading, that | would be something...I am not sure anyone has done this. And | btw, this model would bring the US to its knees. It will be | interesting to watch if it occurs...but I also hope it doens't. | alkonaut wrote: | It's very much true that Sweden's labor laws are deeply | influenced by a heritage of large industries like Ericsson, | Volvo, SKF and the like. They work well when employers are | large, employments are long. | | It's equally true that these laws may not create a great | climate for small tech startups. | | I don't think there is an easy answer to how to liberalize | the labor market without it damaging large groups of blue | collar workers (which would make it politically impossible). | Denmark has an interesting model where employment security is | weaker but in return the safety net is better. I think this | is where Sweden could be headed as well. | INTPenis wrote: | You're coming off as a disgruntled employer. Sweden is trying | to make it better for employees. Which most people like. You're | in the minority. | | It sounds like you're one of those people who'd prefer smaller | government too. Just like in the US. | | I'm sorry but I'm just a bit shocked because I didn't think | Swedes had lost their socialist spirit so much. Clearly you're | a product of the Bildt era. | | That freedom of choice he advocated in health care for example | has already backfired multiple times where the end | user/consumer has suffered. | | Your vision of Sweden would only benefit yourself and your own | kind, business owners and employers, in the long run. | wesammikhail wrote: | >You're coming off as a disgruntled employer. Sweden is | trying to make it better for employees. | | Bullshit. It's a way to purchase votes and generate tax $$ | plain and simple. Workers lives are not bettered by crippling | startups. That's the EXACT opposite of what is true. You want | more business rather than less so the worker have more | choices to pick from and there is more competition for the | labor of said worker which would enable him to get an even | better life and living standard. | | > I'm sorry but I'm just a bit shocked because I didn't think | Swedes had lost their socialist spirit so much. | | The fact that you're shocked tells me all I need to know | about how well this PR game has been played. Sweden isn't | "socialist". How many times do we need to repeat that? Just | because a company has a state run safety net that does not | mean that it is a socialist country. By that definition, | every country is a socialist country. Your definition of | socialism is pretty fucked. Read about the 90s and the | restructuring of the Swedish economy post the Housing crisis | for Christ sake. It's like facts seem to magically get | altered just because Bernie said so. | | > Clearly you're a product of the Bildt era. | | I wonder how many calories you burn a day by jumping into | conclusions... and no I am not. Not even close. I am merely | an observer of two contradicting messages that are being put | on display: 1) Sweden is one of the best places for startups, | and 2) startups are burdened unlike any other country I have | been to or read about. I cant personally square that circle | and pointing that out does not make me a "product of Bildt" | era, as if that actually means anything... | | > That freedom of choice he advocated in health care for | example has already backfired multiple times where the end | user/consumer has suffered. | | 1. Dafuq does that have to do with anything? | | 2. ah I see, you categorized me as a "Bildt follower" just so | you can assassinate me by association. Noice! Well played | but... naah try again. That shit doesn't fly here. | | 3. if "freedom of choice" backfires for some reason, then | freedom ought to be suspended in favor of centrally planned | alternatives? give me a break, not even real socialist | doctors (not your kind of quasi-socialist) would accept that | premise. | | 4. You want to talk about consumer suffering? Open up the | USD/SEK or EUR/SEK chart and see what the currently lovely | policies have done to the consumer. | | >Your vision of Sweden would only benefit yourself and your | own kind, business owners and employers, in the long run. | | Sadly enough, That's the exact opposite of what I am trying | to achieve because if we keep on going the way we currently | are, Sweden will be a graveyard a few decades from now. A | businessman ALWAYS wants a strong and rich consumer so that | he in turn can make money off of said consumer. My goal is to | enrich the consumers of society not reduce their wealth. But | then again, I can't expect logic to come easy to a sophist. | dgellow wrote: | Your points aren't helped by personal attacks though ... | heartbeats wrote: | Why didn't you just structure your company differently? | | Have a main company that does stuff, which hires subcontractor | subsidiaries. They have one employee each. | | Then, when she took maternal leave, you could just have | liquidated the subcontractor - problem solved. | alkonaut wrote: | Those would be pretty useless labor laws if you could | circumvent them so easily. | | The company hiring the subcontractor would run a high risk of | being classified as the employer despite the intermediate | company. | heartbeats wrote: | Then you bring in a few extra layers based in the | Seychelles or whatever. This is an engineering problem, | stop pretending it isn't. | alkonaut wrote: | Either this isn't happening because people wouldn't | accept that form of employment, or it isn't happening | because it's too cumbersome or the cost of it cancels the | gain. Or it isn't happening because the laws are | successful in preventing it. Who knows - either way it's | not happening. | heartbeats wrote: | Or it's not happening because people are too stupid to | see the potential. | ohmaigad wrote: | What exactly do you gain? The leave pay is paid by the | government and you still need a new employee. | xorcist wrote: | Maybe for the most unskilled labor. Try to hire qualified | professionals with those conditions and see how that | goes. | herbstein wrote: | Because shit like that is generally against the law in | countries that care about workers rights. It's utterly | transparent and anyone can see through it. It's the same | reasons Uber aren't allowed in many European countries - at | least not in the way they are in the US. You can't just claim | that the people that are effectively your employees are | simply contractors. | heartbeats wrote: | How does this violate the law? Could you point me to any | European country with laws prohibiting this? | | > You can't just claim that the people that are effectively | your employees are simply contractors. | | No, they are the employees of my subsidiary. They are | entitled to all of the protections of labour law, including | all the maternity leave and all that. If the subsidiary | goes out of business, too bad. That's what they're for. | scbrg wrote: | If this actually was a functioning way of handling the | situation, every single company would be structured this | way. Worker protection laws are a _huge_ pain for | employers in Sweden, so they wouldn 't hesitate a second | if they could work around them through such a loophole. | | Calling for us to point to a certain paragraph of a | certain law is not really fair, because we're generally | not lawyers here. Can you instead explain why all | companies are not structured the way you suggest. Because | all managers are idiots, or because they've realized that | it's not legally sound? | briandear wrote: | When an Uber driver also drives for Lyft -- even within the | same hour, isn't that the very definition of independent | contractor? | seppin wrote: | It's because Uber can't guarantee supply of rides. | seivan wrote: | Thank you. | just_a_fella wrote: | > "...Stockholm, has become Europe's start-up capital, second | only to California's Silicon Valley for the number of unicorns | (billion-dollar tech companies) that it produces per capita." | | I can't find any evidence for this. According to wiki[1]: | "Unicorns are concentrated in a few countries/regions: China | (125), United States (121), India (27), South Korea (11), UK | (10), Israel (7), Sweden (5), Indonesia (5), France, Hong Kong | (3), Portugal (3), Switzerland (3), Australia (2),Estonia (2), | Belgium (2), Canada (2), Germany (2), Singapore (4), Ukraine (2), | and thirteen other countries (1 each)." | | Smells like propaganda to help the stagnating innovation in | europe. | | [1] | https://en.wikipedia.org/wiki/List_of_unicorn_startup_compan... | lifeisstillgood wrote: | So this interested me - and am quite astonished by the outcome | | If I use unicorns (parent post) per millions of population | (figures from | https://en.wikipedia.org/wiki/List_of_countries_by_populatio... | - rounded up to nearest million .5 up - thus Estonia (1.3M has | 1M in this calc, giving it 2 unicorns per Million people!)) | | Estonia 2.00 | | Israel 0.78 | | Singapore 0.67 | | Sweden 0.50 | | HK 0.43 | | USA 0.37 | | Portugal 0.30 | | SKorea 0.22 | | Belgium 0.17 | | UK 0.15 | | China 0.08 | | Australia 0.08 | | Canada 0.05 | | France 0.05 | | Ukraine 0.05 | | Germany 0.02 | | India 0.02 | | Indonesia 0.02 | | Sweden is forth in the list, with Estonia and Portugal as real | surprises. Guess the effect of just one Unicorn / outlier is | high but even so ... SV is clearly not the only way. | myle wrote: | The keyword here is per capita. | wesammikhail wrote: | And if it wasn't per capita, they'd find some other way to | slice the data. This is simply a PR campaign to attract | foreign investment into a country that it latching onto a | piece of stat in an ocean of bad indicators. | belorn wrote: | China has 1.5 billion people. Sweden has 10 millions. If | China would have numerically less start up companies than | Sweden than something would be serious wrong in both | countries. | seppin wrote: | Sweden is also the largest per capita arms dealer in the | world. | dgellow wrote: | > Smells like propaganda to help the stagnating innovation in | europe. | | First time I see that perspective. Could you develop, and | explain why you think the World Economic Forum would do | something like this? | StartupTree wrote: | Sure, but can you afford my consulting fees? | jariel wrote: | The WEF is a kind of a 'personally politicized' entity I | don't mean that in a bad way. It's not some official | government thing working on economically secular issues. It | was founded by a dude interested in economic advancement and | wellbeing of 'the world'. But it's made of people with | personalities, agendas - and I don't mean cynically or | negative, it's just part of the NGO landscape. It's a very | European centric and is naturally going to be supportive of | developing and promoting 'innovation' in the broadest sense | for its constituents and relations. | | Someone in the group may have had a meeting with someone from | the city of Stockholm either public or private, which gave | them the impetus or idea to talk about how they've been | successful. | | The author of the post, 'Sean Fleming' is a journalist from | the UK with a background in PR, more than likely he's hired | to 'write stuff' that is favourable to the WEF, and so this | seems like a neat thing to talk about. | | Basically, it's PR. There's nothing wrong with it, but that's | what it is. | | I'm doubtful that anyone in such a position is paid remotely | enough to go really in-depth and to discover the underlying | correlational factors such as the effect of _very_ high | taxes, or the real productive measures of '6 months off'. | | It's just a little note from the WEF on how Sweden might | possibly have some interesting differentiating thing. | dgellow wrote: | For sure the article feels like PR. I was asking especially | about the part of the comment regarding "the WEF pushing | for stagnation in Europe" (paraphrasing), that's the part | that sounds counter intuitive to me. | JoachimS wrote: | Skype, Minecraft, Bambora, Spotify, DICE, Fingerint Cards, | Zenuity, Recorded Future, Spotfire, SoundCloud, KRY, Voi. Just | to name a few. | jogundas wrote: | Wiki says "Skype was founded in 2003 by Niklas Zennstrom, | from Sweden, and Janus Friis, from Denmark.[26] The Skype | software was created by Estonians Ahti Heinla, Priit | Kasesalu, and Jaan Tallinn. The first public beta version was | released on 29 August 2003." | mrkeen wrote: | Klarna | JoachimS wrote: | Yes, good one. Yubico is another HN folks should recognize. | And then there are tons of game studios doing AAA games. | Numerous network equipment vendors. And of course Erlang. | ChuckNorris89 wrote: | Skype ist Estonian, no? | varjag wrote: | Estonia is where the work was outsourced to initially. | seppin wrote: | Most of those are no where near billion dollar companies, and | aren't based in Sweden either. | strictfp wrote: | King, Starbreeze, Paradox, Avalanche | digitalixus wrote: | Funny that you say that because it's precisely what I've | noticed and been saying, having moved to Europe because of all | the great stuff mentioned on the internet and realizing it's | not as great as people would have you believe. | | What's weird is every time I've brought it up, either my | comment gets buried or a bunch of excuse makers jump in and say | "it's not like that, it's just you..." Not until very recently | have I noticed other people talking about the lovely EU | propaganda and not getting buried. | ChuckNorris89 wrote: | Germany has less unicorns than Portugal?! How come? I thought | being Europe's strongest economy would help. | Barrin92 wrote: | Germany's economy is characterised by decentralisation and | small and middle-sized family business, the so called | _Mittelstand_. Germany is home to a significant portion of | the world 's 'hidden champions'[1], which as the name | suggests, largely fly under the radar of the consumer | focussed start up sector. | | Startups mostly profit from access to homogenous large | consumer markets and extreme clusters. Neither has ever been | the goal of German economic development, largely because it's | incompatible with the sort of cultural values German's | consider important. | | [1] https://hbr.org/1992/03/lessons-from-germanys-midsize- | giants | hans1729 wrote: | >I thought being Europe's strongest economy would help. | | I don't think that reducing a country or an econonomy to a | single metric (here: gdp, I guess?) is the right approach; we | are looking at very complicated systems here. One thing that | makes Germany unique is its Mittelstand-phenomena [0]. | | Historically, innovation isn't driven by wealth, but by | pressure, see: times of war, or the US' "make it big or | die"-mentality. | | Germans are very well off: cabs in every village are high-end | mercedes models (suggesting that the entire society is rich), | and social security is simply unmatched globally (afaik, no | other country pays you 400eur+rent until you find a job, no | matter how many years it takes). | | Growing up in this environment, I never felt incentivized to | come up with ways to become super-rich (which is the idea | behind being an entrepeneur, isn't it?). Theres just no point | to that hustle if you can live a really decent life working a | normal job. | | Sure, there is some class struggle (and there always was), | but generally speaking, people just don't _need_ to "make | it" on their own - opposed to the US, where status is | everything) | | [0] https://en.wikipedia.org/wiki/Mittelstand | odiroot wrote: | Strong but super conservative, highly taxed and with bad | Internet infrastructure. | andersonmvd wrote: | The wiki list is outdated. Brazil for example has at least 9 | https://techcrunch.com/unicorn-leaderboard/ (filter by country) | brown9-2 wrote: | The list of counts you're quoting has companies removed when | they go public. | ourcat wrote: | How does this work when it comes to any intellectual property you | create, while still bound by an employment contract which can | often stipulate a company's ownership of ALL of your creations | while working for them. | | (Maybe not being paid is a factor?) | herbstein wrote: | > which can often stipulate a company's ownership of ALL of | your creations while working for them | | Such laws are generally not lawful in Europe. It certainly | isn't here in Denmark, and I imagine it's the same in Sweden | ourcat wrote: | Interesting. | | I've had to insist on that clause being removed at a couple | of places I've worked. As long as anything I build in my | spare time (which I like to do a lot) isn't competitive. | strictfp wrote: | I'm from Sweden and I've consulted a lawyer regarding a | similar clause in my employment contract. | | That firm suggested that it was enforcable, and more so the | closer your "invention" is to the business of your | employee. | | This, however, does not hold if your invention is | patentable, since patentable inventions have special | protection in Swedish law. | | This is ironically not applicable to software, since we | don't have software patents. | badrabbit wrote: | I heard finding housing in stockholm is very hard. How do | policies like this play in practice? Is it like how some US | states pay you to move there except it's really nowhere near | enough to be considered a livable income? | strictfp wrote: | Swede here. We have a largely regulated rental market | throughout the country, stupid as it is. In my view, this is an | old remain from bygone times, but for some reason it is | romanticised by many. | | With this system you have to stand in line for at least 20 | years to get a decent rental apartment in inner-city Stockholm. | As you can probably guess, this system doesn't exactly | encourage free movement. And it's created a huge black market, | plus that it's pushing everyone into buying. | SiempreViernes wrote: | Bah, stick to the truth: 20 years is for the decent but super | cheap apartments, if you pay "market rates" you can get | something from the private owners within months. | xnyan wrote: | By "you" I think he means most swedes. I don't know | anything about the Stockholm rent market, are rents cost | accessible to the average person or is a top-teir-income | zone? | strictfp wrote: | I don't think that's true. The private renters also have to | abide to the regulated market prices, so you cannot buy | your way to a rental apartment. Not unless the renter is | breaking the law, that is. | | I admit that I pulled the 20 years stats out of a hat. I | quickly looked for some stats, and this page suggests | around 10 years average for the private market, and 13 | years for the communal: | https://www.stockholmdirekt.se/nyheter/sa-lange-maste-du- | koa... | gdsdfe wrote: | A side question : I keep hearing good things about Sweden, I'm | wondering how welcoming is it to immigrants? | bracobama wrote: | Post-2015 Sweden is quite difficult to immigrate to if you | aren't doing it via a skilled employment visa. The | requirements, along with the amount of time it takes to get | simple things working properly (like a social security number | and a bank account) once you do get here are cumbersome. Plus | housing is an issue, you will find that it is quite a struggle | to get a permanent rental contract in the major cities like | Stockholm and Malmo. The language is also quite difficult for | us English speakers to learn because everyone loves to practice | their English with you so even when you attempt to speak | Swedish they recognise you are an English speaker and change | languages. | willvarfar wrote: | Very. | | You are asking on HN, so you are bound to be the kind of person | who can go to Sweden, find work or continue to work remotely | for your present employer or whatever, and settle into things | and be welcomed. | | The office language is often English, everyone speaks excellent | English and everyone is happy to speak it. I know many | immigrants in the IT sector who have picked up only the most | basic Swedish despite years of living there; you can get by by | just talking to absolutely everyone in English. | | At least half of the programmers at offices I've seen are | immigrants. They have a variety of reasons for going to Sweden, | which usually seem to start with uni eg from the classic "met | my wife-to-be when she was an exchange student" to "studied | here, never went home" etc. | | Now there's an entirely different experience for the unskilled | and refugees, but although there is an veiled racist vocal | right wing, the real people, even those who live near | flyktingboende, seem compassionate. | seppin wrote: | There's a difference between tolerance and acceptance. People | are very nice and tolerant of foreigners, but they will | always be the "other" in society. | | This is btw the case for immigrants in most places in the | world, especially Asia. But because Sweden especially gets | such a high reputation for being welcoming, I feel the need | to contextualize. | lawn wrote: | It may or may not be true, but this hasn't matched my | expectation as a Swede. But it may also depend on where in | Sweden you are. | seppin wrote: | Are you an immigrant to Sweden? If not, this is your | impression of how it is, not how it might actually be. | INTPenis wrote: | This applies to anyone, whether you're syrian or american; | learn the language and find a job. Those are key to getting | citizenship. | | A friend moved here from the states for a job, so he had the | job ready before he came. He learned enough swedish to speak it | daily within 2 years. No problem getting citizenship. | agumonkey wrote: | there were recent reports that some tensions were growing | recently, in the past it was said that there was near zero | issues. Take time to investigate | Proziam wrote: | I used to live in Umea, so I can tell you from first-hand | experience (as an American). It wasn't easy. Everything people | say about America's immigration policy being "racist" are _also | true_ about Sweden - with exemptions only for those seeking | asylum. The Nordic countries in general actually _aren 't_ that | easy to immigrate to. In my case, I basically had to prove a | level of wealth that for 99% of the population of the world | wouldn't be possible. (It was actually recommended to me to BUY | a house _before_ I was allowed to permanently move!) | | By comparison, moving to Germany was a _breeze_ and I still | have a valid German green card to this day. In retrospect, this | is almost obviously true when you compare the demographics of | both countries. Sweden is more homogenous than Germany _by far_ | despite offering social benefits that are substantially more | valuable. | RantyDave wrote: | Isn't unpaid time off called "quitting"? | acd wrote: | I think we should also start with 6 hours work days or 4 days 8 | hours. It will free up time to try new ideas and spend more time | with family and loved ones. 6-7 weeks of vacation would also be | something to try. Ie optimizing for life quality. | rb808 wrote: | 6 hours days would be great then I can work two jobs. | cvik wrote: | >I think we should also start with 6 hours work days or 4 days | 8 hours. | | I hope you are not alluding that Sweden has 6 hour work days? | That is not true. It has 8 hours, like most other countries. | petre wrote: | Only France has a 35 hour work week. 35 or 40, not much of a | difference but nevertheless important since you can have a | decent lunch break and still spend meaningful time with your | kids if we account for commuting etc. | | https://en.m.wikipedia.org/wiki/35-hour_workweek | gherkinnn wrote: | I work 8h, 4 days per week. | | You learn to make meetings more effective, group menial tasks | in to blocks and make time for interesting things, and become | better at prioritising. | | And damn do I _feel_ productive when working on hard technical | problems. Some things just require a fresh mind. | xg15 wrote: | I remember reading a discussion about this in a german online | newspaper a while ago. (In light of an initiative of the | Finnish cabinet exploring 6 hour workdays, I believe). | | When reading the comments, I expected people to dismiss the | idea as unrealistic or naive but to agree with the spirit and | to share the general goal of reducing worktime. | | I was not expecting panic and outrage. | | It was a minority (and certainly skewed by the groups of people | who post online in the first place), but a notable number of | commenters were violently opposed the idea, not out of | economical concerns, but because they believed the end goal of | _having more free time_ itself was highly problematic - that it | would encourage an unhealthy lifestyle, erode morals, would | pose a danger to social order, etc etc. | | It was a sobering read and a reminder that status-quo bias is | still very much a thing. | BurningFrog wrote: | If I'm not allowed to spend my time working, it is not free | time! | | In a free society, work hours is an agreement between | consenting adults. If you want to work part time, that option | is widely available. But why force your preferences on the | rest of us? | SolaceQuantum wrote: | Wait I'm confused, is this country requiring people take | time off to become entrepreneurs? | JoachimS wrote: | Nope. It is a right, not an obligation. Your employer | can't stop you if your want to test your wings. Though | this has actually been around in some form for quite a | few years. | | I started my first company in 2001 by getting 6 months | off from Ericsson. I wanted to during that time, Ericsson | would have to allow me to come back and continue as an | employee. Quit permamently after three months. Now I'm | happily running my fifth startup. | djrobstep wrote: | People don't freely choose to work in a vacuum - they are | coerced into it (through property law). I work to avoid | homelessness and starvation, and so do most people. | | If I stop working, eventually somebody will turn up at my | door and throw me out onto the street. | BurningFrog wrote: | > _I work to avoid homelessness and starvation, and so do | most people._ | | Of course. But the fact that we have biological needs is | not coercion. | djrobstep wrote: | "biological need" is a strange way to describe being | violently attacked in your place of shelter for working | insufficient hours for the capitalist class | Matumio wrote: | No, but good luck trying to burn some piece of forest to | get your piece of earth for your farm. You cannot justify | the existing order with basic human needs. In some places | you even have to pay for access to water. | conanbatt wrote: | The georgist argument strikes again! | marcinzm wrote: | Agreements made when the power balance is unequal are by | nature not going to be fair. It is to the advantage of the | one with more power to use it to get their way. For | example, Silicon Valley had a famous issue of anti-poaching | agreements to force wages of engineers down. Legally | forcing these things is an attempt to deal with power | imbalance to the benefit of the most people. | _jal wrote: | I realize the Fair Labor Standards Act of 1937 is | considered anathema among libertarians and many owners of | enterprises who employ low-wage workers, but I don't think | you'll find many takers among populace at large. | | The "freedom" you are talking about is the freedom to take | or leave work schedules we consider abusive today. If you | want to go back to a world where employment means 12/7 or | starve, you are free to campaign for the repeal all you | like, though. Your senators' aides are standing by, call | now. Meanwhile, I will be lobbying them to constrain your | freedom a little more. | wanderer2323 wrote: | People in the experiment the gp post describes do not want | to work 'part time', they want to work 'full time' for 30 | hours a week. The fact that you describe that as 'part | time' undermines your argument that work time is simply an | agreement between adults (as opposed to a schelling point | dictated by law, tradition, and convenience). | TaylorAlexander wrote: | My god it's so true. I'm a robotics engineer and I'm an | advocate of what I call "reduce the human cost of living to | zero" through automation and democratic arrangements. The | idea being that we can make it cost very little for society | to support non-working people, such that work is not | compulsory for survival. It's similar to a basic income but | it's universal basic services where we try to get the | marginal cost to zero (we can IMO make it cheaper than a | basic income). | | I get so many people telling me "but people would be | miserable, they need work to be happy and have purpose." UGH | YES I agree, but I never said I would ban employment! I just | want people to be able to take a year off now and then, or | work half time, or volunteer or do non-capitalist work and be | fine. People seem to think that if we weren't desperate for | employment we'd just sit around bored all the time. That's | not what wealthy people do! Human beings are far too creative | to just sit around and do nothing. Eliminating compulsory | work is about increasing freedom. We're smart enough to find | something good to do with that freedom. | hutzlibu wrote: | Well, but sadly it is true for people who have been in | chains for years, that they don't know what to do | anymore(except drinking and watching TV), when suddenly | there is no one around anymore to tell them what to do. | Lots of people quickly degrade after retirement. | | You can also see that effect already in schools. Currently | there is school vacation and you see lots of groups of | bored teenagers hanging around. | | There is something very wrong with a "free society", when | most of its people don't know what to do with their free | time except to kill it. (The very concept of timekilling is | disturbing as well) | | But yes. I am 100% behind the idea of robotic basic income! | | People can learn again, that there is more to live than | mindless huzzling and consuming. | TaylorAlexander wrote: | Agreed. I've found that most people don't spend time | thinking about the ideal society. So when you talk about | an ideal society and you describe one aspect of it, they | imagine you're talking about a society where everything | is the same except that one aspect. They have a very hard | time imagining what the world would be like if many | things were different. | briandear wrote: | > we can make it cost very little for society to support | non-working people, such that work is not compulsory for | survival. | | If we are supporting people that legitimately can't work, | sure. But supporting people that can work, but don't -- | that's where I have a problem because my willingness to | work, even in jobs I might not like gets punished through | taxes. Why do I have a personal responsibility to support | others that are unwilling to support themselves. We are | talking about grown adults, if they have nothing to | contribute to society, why would we subsidize that? Some | layabout watching Judge Judy all day gets a free pass while | the guy working on a hot roof all day is supposed to pay | for that? Who is going to be a janitor if they don't have | to? Producing something of value to society is part of | being a part of a society. People have a responsibility to | take care of themselves. They might need some temporary | help now and then, but making dependency a permanent state | is a great way to ensure that government has ultimate | control of your life. | TaylorAlexander wrote: | I won't force you to support them. I WANT to support | others because I feel good doing so. At normal jobs I'm | just helping some billionaire get richer (my last job I | worked indirectly for a billionaire). I would way rather | work day in and day out to support regular people like | me. | | And since you brought it up, I find your attitude | disturbing. "Why should I have to help other people" is | kind of a gross question. You don't want to help other | people? Doesn't that make you selfish? Again I'm not | saying I will force you to help, but why are you against | the idea of helping others anyway? | | I see that you mention government. I didn't mention | government. I said society could provide for everyone. We | can do that without the government. | SolaceQuantum wrote: | But we already have existing data that says that people | who are given free money don't just become unemployed, | and the only people who do take the free money to be | unemployed are parents and teenagers who are trying to | parent and study respectively. I think personally that | sounds amazing. If someone wants to watch Judge Judy all | day, every day, for months chances are they have a mental | illness and need to be treated the same way as someone | whose back is thrown out needs to be treated. | | People will take jobs for the similar reasons we take | jobs now- we want money, and take higher paying jobs to | afford nicer things. In a world where bases are covered, | luxuries will definitely be a better carrot than the | stick of homelessness. | petre wrote: | Somebody would have to build and fix those robots. I'm not | worried. Plus I don't expect robots to create meaningful | art and literature. Compulsory work can be boring, or | stressful or dangerous. Like what those kids in Bangladesh | are doing, dissasembling ships. I'd much rather the | dissasembly was done by spider metal cutting robots. | Dominisi wrote: | My current job is doing 4 days 8 hours because the boss read an | article saying it increases productivity. | | So, his opinion is that we should be more productive in 4 days | than we are in 5. I do enjoy the 3 day weekends, but I have to | admit that I don't like the immense pressure of the shortened | week. | jedberg wrote: | Can you just work less hard in the four days and then work on | the fifth off day? It seems like that schedule should give | you more options about how to work, but not require you to | work the compressed schedule. | symplee wrote: | What metrics are being used to quantify/measure this? | unlinked_dll wrote: | I think two mandatory vacation days every four weeks would work | pretty well. | BurningFrog wrote: | We already have two mandated vacation days every week. | swiley wrote: | One of the most productive teams I've worked on had unlimited | vacation that was actually used. People were taking a week or | so off every month and we're still getting a crazy amount of | stuff done. | | That or they were very good at faking it. | codr7 wrote: | Why wouldn't it work? | | People will find ways to get the time and rest they need, | hiding and faking is less effective. | | On top of that you get loyalty in return for being treated | as human beings rather than slaves. | unlinked_dll wrote: | Part of the problem with unlimited vacation is that | companies that use it tend to do it to save money, since | if you have unlimited vacation days they don't need to | compensate you for unused PTO when you leave. They'll | also try and create a culture where employees don't want | to or "can't" take time off. It can be more nefarious | than anything. | | Of course companies that do that are usually startups, | and if your startup tries to fuck you, leave. They | probably need you more than you need them. | ghaff wrote: | The financial aspect is certainly true though, as someone | who hasn't moved around a lot and who pretty much uses | all their vacation, that aspect of traditional vacation | banking has never been a big deal to me. | | The culture aspect needs to come down from the top. A | senior engineering manager at a well-known SV company | with "unlimited" vacation claims it works pretty well | because, from his perspective, an expectation that you'll | take time off and disconnect comes from the top. On the | other hand, I've heard others at the same company give a | less rosy report, so YMMV depending on teams, etc. | TaylorAlexander wrote: | Ive been working four 4-6 hour days a week for the past year. | I'm in my opinion quite productive. I think we need to stop | thinking in terms of 8 hour days. An 8 hour work day is a lot! | Same with five day work weeks. With four day work weeks you get | perpetual three day weekend and that makes a huge difference. | Actually recently I started working Monday and taking Tuesday | off so I can attend a Tuesday night hack night at the local | hacker space that I would not be able to attend on a work day. | amelius wrote: | > Sweden gives employees unpaid time off to be entrepreneurs | | Shouldn't it be the choice of the employees what they do with | their unpaid time off? | JoachimS wrote: | No. Unless you don't compete with your employer, poach | customers, or do something illegal - what you do on your unpaid | time off is none of their business. | msrmthehomeless wrote: | Government are concerned about gdp and creating jobs. | BelleOfTheBall wrote: | This sounds like a wonderful idea but I'd love to hear some stats | on how this specific time-off fares for would-be startupers. The | article mentions a few successful start-ups but it's unclear | whether these came about as a result of the time-off or if they | resulted from someone just pursuing them full time. Not knocking | the idea either way, just would love to see data on how many new | companies it's helped create. | lawik wrote: | From my experience people are more likely to use this for | studying, trying a business idea (not the HN meaning of | startup) or extended travel. Startup I imagine is an outlier in | what its used for. | | It lines up well with the very advantageous student loans (for | living costs, university is free) for studying and lets people | try their hand at going through higher education wothout | throwing their job away. | ajross wrote: | I mean... most startups fail. Surely that's no less true in | Sweden than elsewhere. If you want statistics, I guess you'd | measure this in terms of successful exits or revenue or equity | size or something as a fraction of population or GDP or | workforce. But at least anecdotally (c.f. Spotify/Skype/Mojang) | they seem to be doing pretty well. | codelord wrote: | I think Sweden is very romanticized in American media and amongst | the elites. Having lived there for 6 years before moving to US, I | think it's an ok country but nowhere near the paradise that is | promised by the American media. They say the best thing in Sweden | is its health care. In the entire time I was there I attempted to | see a specialist for a condition that I had maybe two or three | times, I ended up giving up every single time after I was told | the wait time is between 3-4 months. I keep my American employer | sponsored private insurance and employer determined time off | policy, thank you very much. | hugi wrote: | Yeah, my cousin is a doctor in Sweden and according to him | Sweden has the most failed/Americanised system of the Nordics. | tpmx wrote: | Swede here: Yeah, Sweden tends to be romanticized by the | american "progressives". As a swedish "rightist", you end up | being in an annoying position. There's a lot of stupid stuff | that happens here, for sure. | | That said, it seems like the really expensive/complicated | healthcare needs gets taken care of in a competent way, "for | free" (paid for via the taxes). | | My then 73 yo mom had a tumor that was growing behind her left | eye-ball being removed, two years ago. Zero complaints about | that hole produdure, and the 10+ post-prodedure checks. | | I spent a few hours googling the doctor that was going to | perform this particular surgery on my mom - I was left with the | impression that he was on the international fore-front on this | particular procudure. He was doing a bunch of international | speaking on the the topic. I saw videos of him lecturing | hundreds of surgeons on particulars of this kind of procudure. | Quite re-insuring. | | (And yeah, my mom ended up being okay after the surgery.) | dontdoitpls wrote: | The worst insurance you can get + max out of pocket is | 12,000usd per year. | | 10 or 20 procedures, still 12k. | | For the 10%ers/6 figure earners, this is 10% of the before | tax income. | | For the 90% making 15-19$/hr, I can't even imagine managing | this. | ChuckNorris89 wrote: | Same in Austria. The healthcare system is _free_ and very | _good_ if you have something life threatening but if not, you | 're looking at 2 month waiting time to see a specialist and | there's no way I can be living and working with a health | discomfort for that long so I pay up and see a private doctor. | | The current situation benefits the lower class with voting | rights who have access to _good_ healthcare without paying much | taxes and the upper class can afford private anyway but if you | 're hard working middle class you're kinda screwed since you | have to go private and pay if you want quality treatment and | diagnosis in a timely manner but you're also forced to pay and | subsidize the public system, which you don't use anyway, with | your very high taxes. | | I feel Europe is slowly migrating to a two tier healthcare | system, a private and quality but expensive one for the ones | who can afford it and a public underfunded one for _everyone | else_. | the_mitsuhiko wrote: | > The healthcare system is free and very good if you have | something life threatening but if not, you're looking at 2 | month waiting time to see a specialist and there's no way I | can be living and working with a health discomfort for that | long so I pay up and see a private doctor. | | The private doctor is still cheaper than copays/deductibles | in the US. So that seems like a weird argument to make. | ChuckNorris89 wrote: | _> The private doctor is still cheaper than | copays/deductibles in the US._ | | Skilled workers in the US also earn way more than their | European counterparts. | hannasanarion wrote: | And unskilled workers earn less. So what? | wormseed wrote: | Not necessarily. One datapoint: Amazon pays fulfilment | workers $15/hour in the US, but EUR11/hour (~$12) in | Germany | strictfp wrote: | The system is gating the specialists way too much. But the | actual care once you are there is usually very good. | | Private insurance often just gets you past those gates. | csomar wrote: | > In the entire time I was there I attempted to see a | specialist for a condition that I had maybe two or three times, | I ended up giving up every single time after I was told the | wait time is between 3-4 months. | | It's the same thing they say about France (having a great | healthcare system). But doctors [1] are going on strikes | because of lack of amenities. Makes you wonder... | | A private system where you chose your provider will always be | better, imo, because the providers will have to compete. I | think the US could do much better if they improve the pricing | visibility and get the free market to make the prices go down. | (I'm not very well versed in this topic, I'm just reading the | news) | | 1 - https://www.cnews.fr/france/2019-12-14/pourquoi-les- | medecins... | Something1234 wrote: | I'm confused as to why you're being downvoted. | | But I completely agree with you on the free market. My | personal issue with going to the doctor is I have no idea | what my bill will be at the end of the day. | dmurray wrote: | Perhaps he's being downvoted (not by me!) because the claim | is self-contradictory. Either a market based system "always | will be better", or it could be "better if they improve the | pricing visibility", which is it? Unless he's saying the US | system is already superior to all others, but could be made | better still. That seems like an ambitious claim. | jackfoxy wrote: | We should absolutely have full transparency into services, | providers, and cost, regardless of what other public policy | is adopted. | | One can make the argument that some big share of the | affordability issue has been generated by the government in | its policies of preventing cost transparency for medical | services and drugs. | | I'm not saying cost transparency will solve every problem, | but this is a government caused problem. I have heard no good | reasons for the monopoly pricing granted the medical | industry. | | Also bear in mind the whole system of government subsidized | employer group health insurance was invented by the | government to satisfy the labor unions, way back when private | sector labor unions had influence. | | Now only government employee labor unions have influence, and | boy what influence they have. Just remember, public employees | are in entirely different social benefit and retirement | systems than us mortals. | nelblu wrote: | It took my spouse 3 months to get an appointment with a | specialist in the US. She definitely didn't shop around but it | was a miserable wait time considering we lived close to some of | the best healthcare facilities in the world and had one of the | best health insurance one could buy. | urvader wrote: | There are private health insurances here too. If the public | system would be so bad as you describe it everyone would use | the private ones but very few do. | csomar wrote: | > If the public system would be so bad as you describe it | everyone would use the private ones but very few do. | | Maybe they can't afford private insurance? | strictfp wrote: | Wait what? I live here too, and many employers do pay for | private insurance because it saves heaps of time for the | employees. Why do you think the private options sprung up in | the first place? | | The public system has serious flaws. I was told by the public | system to take antibiotics for 6 months straight while | waiting for a tonsil removal operation. Got my operation a | few days later through my private insurance. | ernst_klim wrote: | > If the public system would be so bad as you describe it | everyone would use the private ones but very few do. | | Ah, that's simply wrong, because you pay for public | healthcare anyways (through taxes), hence private one is to | be paid twice. | | I doubt the system is `that bad`, but even in Russia, where | private healthcare is super cheap (and very good) and public | healthcare is a total disaster, a few people use the private | one (until they are wealthy) due to exact same reason: | they've already paid for the public one and feel like paying | twice is not an option. | marcinzm wrote: | Private Health insurance without group plans does not really | work well so the fact people don't choose it doesn't mean | much to me. | | Essentially, since sick people are more likely to choose such | plans the costs are going to be very high. Either that or the | restrictions on the plans need to be high to prevent it. Both | make such plans unattractive independent of how bad or good | the public plans are. | brobdingnagians wrote: | From my experience in the UK, people typically don't get | private insurance because they _believe_ in the public | system, not because they have a generally positive experience | with the public system. They don't really realize that the | service could or should be much different, so they just put | up with it because they believe in the system being the way | it is. They believe in chipping in, paying their fair share, | and everyone being in the pot. It's a mind set, not an | optimal set of circumstances. I admire the mindset in many | ways, but it doesn't make for quick or efficient service. It | all kind of depends on what you optimize for, and what you | are willing to put up with based on your worldview of what is | most important. | ghaff wrote: | It's not super-common, but some employers do offer private | health insurance. The numbers I saw suggested about 10% | were covered by such insurance which isn't a huge number | but isn't nothing either. | serf wrote: | >If the public system would be so bad as you describe it | everyone would use the private ones but very few do. | | that's simply dishonest. there are tons of other variables to | consider when pondering private insurance adoption rates. | mrkeen wrote: | Regarding healthcare, my employer gives me private insurance | but I tend to use both systems. | | Generally I get same-day care. I call up DKV, report my | symptoms, they find a specialist in my area, and I pay nothing. | (I mention the symptoms bit to contrast with the system where | you have to see a general practitioner who then refers you to a | specialist - that does _not_ happen here AFAIK). I 've used | this for allergies, asthma, ear problems. I also had a knee | injury where I got an x-ray (same day I think?) followed by | weekly sessions of physio. | | My partner recently gave birth in the public system. I think | the delivery was free, but the 4-night stay cost us around 4000 | SEK (400 USD) total. | | I also had a remote doctor's appointment using the KRY app. I | don't actually know how that was billed - public I'd guess. | ssss11 wrote: | Isnt US employer determined holidays 2 weeks per year? No | thanks. Time off work is important. | sokoloff wrote: | It varies by employer. I get 24 days that I pick plus 9 or 10 | that the company picks each year. | marcinzm wrote: | Like most everything in the US, vacation time varies by | employer. Last year I took 6 weeks not counting holidays and | wfh 2-3 days a week. | alexanderchr wrote: | Of course if you are in the top 5-10% of earners (which I | suppose many/most on this forum are), a privately funded system | will almost always be better simply because you can afford to | pay for the best. | | For myself I'd much, much rather live in a society where a | cancer diagnosis doesn't financially ruin you and your family | for you life, and where everyone no matter their income | receives quality care when it's needed. Even if that means that | I have to wait weeks/months to get something non-critical seen. | LeoTinnitus wrote: | I'm personally I the camp of, why the hell can I not know how | much stuff costs up front, why can I not tell them no I dont | an unnecessary x-ray, and why am I not told cost owed by me | until after the procedure only to find out it's just an | absurd amount of money | | Private insurance blows cause we're all basically required to | have it but it's worse than a tax because we barely ever know | how much we owe. | mk89 wrote: | I think also France allows that, not just for entrepreneurs, but | for anything. A colleague of mine just took a sabbatical and next | year he'll be back. | tpmx wrote: | Being Swedish, I attempted to use that back in 2002 when I was | fed up with with my current, quite stagnant employer. Being young | and naive I allowed my then direct manager and CEO to bully | myself into giving up on that idea. | | They weren't even aware of this possibility. I showed them the | actual law. They implied they would lawyer up if I fighted them. | | I ended up simply resigning instead. In retrospect that was a | fantastic idea! In retrospect I saw people getting stuck there, | while my career took off like a rocket (well, comparatively | speaking)... | | If I had been a similar age today, wanting to attempt this, I'd | probably be able to find free help online. It's such a different | world now, compared to 18 years ago. | seppin wrote: | Any Sweden does _____ is immediately BS. The five hour work day | was BS, this is too. | alkonaut wrote: | The 5 hour work week was an isolated thing reported as somehow | a national change (i.e. BS). | | This might actually be true (that people are entitled to this) | I guess, but you are correct that basically no one does. | StartupTree wrote: | Swedish resident here. Absolutely correct. 99% of "Sweden does" | stories are absolute and total nonsense. Publishers publish | what their audience want to read. | | No-one* uses this 6 month sabbatical for startup purposes. | seppin wrote: | 3 comments in support of what I said and -1 total votes, this | website is broken. | | Anyways whatever Sweden's PR people are getting paid, it's | not enough. | kzrdude wrote: | Headlines are misinterpreted and the rumors travel far on the | internet. I've also seen that "finland has UBI" being re-told | as a story, and that's just from the trials that have been done | in Finland. I'd say the onus is mostly on us, to read the | articles and not the headlines to understand what they say. And | be critical of what the articles say, too. | go13 wrote: | Why can't people they just quit their job for the duration | needed, do the startup in their spare time using their own money | rather than taking advantage of someone else who is already | successful? | | They want to be called entrepreneurs - why would they not grow | balls, take risk like proper entrepreneurs do and not hide behind | socialist populist state? | | Looks like a lot of people on HN have left-leaning views despite | the name "HACKERnews" | herbstein wrote: | > Why can't people they just quit their job for the duration | needed, do the startup in their spare time using their own | money rather than taking advantage of someone else who is | already successful? | | The idea is basically that the idea of being forced to look for | work, something that can be very draining, is keeping people | from taking the chance. This law allows swedes to give their | idea a shot without having the lack of job loom over their | head. | | > Looks like a lot of people on HN have left-leaning views | despite the name "HACKERnews" | | I'm not really sure what you mean with this. Can you not be a | hacker/entrepreneur/developer and have left-leaning views and | ideas? If that's the case I have a few friends that need to | change their views or sell their companies. | | And these friends are left-leaning Danes. So in essence, if | you're American, you can generally compare their views to a | slightly more "extreme" version of Bernie Sanders. | roberto wrote: | > Looks like a lot of people on HN have left-leaning views | despite the name "HACKERnews" | | This makes absolutely no sense. Whats does being a hacker have | to do with being leftist or rightist? | Erlich_Bachman wrote: | That's basically what they are doing. The title is sort of | misleading. The time off is not paid. | go13 wrote: | I know, but still someone needs to cover their position in | the meantime and potentially provide other benefits. | caconym_ wrote: | Cool idea. | | Here in the US we go the opposite way: even if you do find some | way to take enough time off to accomplish something significant, | there's a good chance your employer (legally) owns it. | coreyoconnor wrote: | No worries for Amazon SDEs! The amazon software developer | "outside contributions" agreement basically states that you are | not allowed to do anything without approval anyways. /s | | Seriously tho. When I was employed by them their agreements | were by far most draconian compared to any other company I've | worked for. Ridiculous. | | Most companies I've worked _did_ have a route to enable you to | contribute to projects outside of work and still retain the | rights. Tho the easiest route is to establish something within | a domain you want to work and then state that on a "inventions | and copyrights" pre-employment agreement. This will outright | eliminate you from certain jobs but... That's the US for ya. | hombre_fatal wrote: | And when you go without a job to try your hand at starting a | business, it's usually accompanied with the gamble that you | won't need any medical service that will wipe our your savings. | caconym_ wrote: | Yup! Oh, and don't forget that being unemployed for some | period of time is seen as a "negative signal" by many | employers. | briandear wrote: | Not if you actually did something with that time. | brendanfalk wrote: | This is simply amazing | foxx-boxx wrote: | After 50 years of overtaxation they are finally turning away from | socialism. | tengbretson wrote: | What sort of unfulfilling work are these people doing where they | can just leave and not need to be replaced? | foogazi wrote: | > Anyone who's been in full-time employment for at least six | months is entitled to apply for the unpaid sabbatical, or | tjanstledighet, as it's called in Sweden. | | I just don't see the magic in this or the extended parental leave | | Why can't any healthy functioning adult do the exact same thing | on their own ? | | is 6 months living expenses really holding back your | entrepreneurial dreams? | ghaff wrote: | >is 6 months living expenses really holding back your | entrepreneurial dreams? | | This isn't even that. It's unpaid time. You're just guaranteed | to be able to return to your existing job afterwards. | toyg wrote: | _> Why can't any healthy functioning adult do the exact same | thing on their own ?_ | | Because they know it would be very hard to be re-hired if | things don't work out. | | _> is 6 months living expenses really holding back your | entrepreneurial dreams? _ | | No, for most people it's the thought of renouncing a guaranteed | job. With this sort of thing, you know that there is a safety | net if the business doesn't take off in 6 months. | sidlls wrote: | At least in America it is extremely difficult, if not | practically impossible, for "any healthy functioning adult" to | just take six months off to do something like start a business. | Very few households have even one month of expenses saved up | (most can't afford something like a $400 emergency, e.g., car | repair). | jedberg wrote: | Since the leave is unpaid, does it basically just mean your old | company has to hire you back in six months if you decide to come | back? | aliceryhl wrote: | It also means you retain stuff like your seniority. | nisse72 wrote: | You remain employed during this time off, there is no re-hiring | involved. | glofish wrote: | are benefits still paid by the employer? | herbstein wrote: | This is Sweden so you don't have the same requirement on | healthcare benefits like in the US. I imagine the biggest | benefits are pension and equity. It's my impression that | most pension benefits are as a percentage of the wage, so | unpaid leave doesn't net you any pension. Equity I imagine | depends on the language of the specific contract. | amiga_500 wrote: | They aren't under the shadow of imminent ruin due to health | issues in Europe | BurningFrog wrote: | Swedish companies don't pay health insurance etc, so there | isn't much benefits outside of salary. | dgellow wrote: | What about retirement contributions? | lawik wrote: | Nah, that's usually based on salary I think. And you | don't get one during this time off. You just freeze-dry | your employment. Stasis basically. | fhrow4484 wrote: | In US, yes. | | I've seen it happen, people take extended leave of absence | on FAANG, to pursue some non profit stuff or simply to | prevent burnout. | | During those, you're still covered by healthcare plan, but | everything else freezes: let's say you take 2 months off. | Then your RSU that was supposed to vest next month is now | vesting in 3 months. Your vacation days don't accrue during | those 2 months, etc. Obviously, since you're not getting | any salary, there's no contribution to 401k happening | during those 2 months. | ghaff wrote: | Well, unless a company has a specific policy, it's | something you'd probably need to negotiate. What you | describe seems pretty reasonable as a leave of absence | for a valued employee who actually has an option to take | a leave of absence but it certainly isn't something I'd | assume was anything like a universal formula. (Certainly | continuing healthcare is a big deal for many people | unless they're covered by a spouse's policy whether or | not they have to pay the company portion or not.) ___________________________________________________________________ (page generated 2020-02-15 23:00 UTC)