[HN Gopher] FBI warns hackers are targeting mobile banking apps
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       FBI warns hackers are targeting mobile banking apps
        
       Author : elorant
       Score  : 19 points
       Date   : 2020-06-11 20:53 UTC (2 hours ago)
        
 (HTM) web link (thehill.com)
 (TXT) w3m dump (thehill.com)
        
       | deepspace wrote:
       | > In order to combat these threats, the FBI recommended that
       | Americans only download banking apps from official app stores or
       | from banking websites.
       | 
       | I would like to know who these people are who would download
       | their _banking_ apps from hax0rs.rus rather than, you know, the
       | app store where they get all their other apps from.
        
         | hcurtiss wrote:
         | Agreed. Otherwise, modern mobile OSs are pretty tough to
         | penetrate. iOS in particular.
        
           | brundolf wrote:
           | I pretty much exclusively use my iPhone for financial
           | services specifically because it's so much less insecure than
           | even the best desktop OS.
        
             | thephyber wrote:
             | It's been a lifesaver to reduce my IT time taken to clear
             | family computers of malware since getting them iPads.
        
         | Alupis wrote:
         | More likely getting a spoofed email suggesting they download
         | the Bank's latest-and-greatest app by clicking the link.
        
         | thephyber wrote:
         | As someone who works on developing cybersecurity products, it's
         | incredibly unhelpful to disdain users by assuming the worst
         | case as in
         | 
         | > who would download their banking apps from hax0rs.rus
         | 
         | Having empathy with users that don't act perfectly skeptical
         | 100% of the time and who don't read all of the text (like none
         | of us read 100% of the EULAs every time we click the "accept
         | terms" button/checkbox) will allow us to build systems which
         | are more robust to the occasional distracted user, overlooked
         | typo, user who doesn't know how o mentally parse a URL to
         | identify the domain, etc.
         | 
         | Also, there are plenty of people on HN that advocate for
         | breaking down all of the walled garden app stores, which
         | necessarily means that users would have a higher cognitive load
         | of researching which domains are more trusted app stores. It's
         | ridiculously easy not to accidentally download an iOS app from
         | a 3rd party app store, because they simply aren't possible
         | without jailbreak / install developer cert.
        
       | Alupis wrote:
       | I used to be quite annoyed with 2FA (although I understood the
       | value)... and was particularly annoyed when one of my banks made
       | 2FA mandatory.
       | 
       | Begrudgingly shlupping myself to the other room to locate my
       | phone and get a texted code...
       | 
       | But, after receiving 3 different password reset emails in a short
       | period for different services, I decided to enable 2FA for
       | everything that supports it. Where possible, choosing the Time
       | Based 2FA instead of texting codes (just in case I lose my phone
       | or something).
       | 
       | With the right mindset (and paranoia), I'm coming around to
       | viewing this inconvenience as necessary, and wish more services
       | supported it.
        
         | snazz wrote:
         | The kind that Google and Microsoft (and maybe others) do is
         | pretty great. You get a push notification on your phone and
         | just tap "Yes", and you're in. Of course, you should still have
         | a fallback like OTP for when your phone is not internet-
         | connected, but it feels really seamless and is a very minor
         | inconvenience.
        
       | kevin_thibedeau wrote:
       | This is why I'll never access banking data through an app or
       | mobile browser. All it takes is the right zero day and millions
       | of people are compromised. Coupled with the general crappiness of
       | Zelle and you can kiss your money goodbye.
        
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       (page generated 2020-06-11 23:00 UTC)