[HN Gopher] Google Pay reimagined: pay, save, manage expenses an...
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       Google Pay reimagined: pay, save, manage expenses and more
        
       Author : muhammadusman
       Score  : 16 points
       Date   : 2020-11-18 22:28 UTC (32 minutes ago)
        
 (HTM) web link (blog.google)
 (TXT) w3m dump (blog.google)
        
       | jklinger410 wrote:
       | >That's why we're working with trusted financial institutions to
       | create Plex, a new mobile-first bank account integrated into
       | Google Pay.
       | 
       | Plex is already a product.
        
       | tylorr wrote:
       | Google got rid of automated Google Fi group payment
       | splitting/management, does this add a feature that will replace
       | that?
        
         | qmarchi wrote:
         | Start a group, tap "Split a bill", I've been using it for my Fi
         | group for a bit now.
        
       | thesuperbigfrog wrote:
       | Google already has too much info from email, location tracking,
       | and search history.
       | 
       | Getting into bank accounts is too much. It would let them know
       | exactly how effective advertising is since they would see how
       | money is spent and they already know what advertisements they
       | show you.
       | 
       | Sorry, but no. Hard pass from me.
        
         | ra7 wrote:
         | They _say_ your transaction history with Google Pay won 't be
         | used in other Google services. How much you trust that is up to
         | you.
        
         | pluto9 wrote:
         | With all the horror stories I've heard of them shutting down
         | peoples' accounts with no explanation, recourse, or way to
         | recover their contents, I have to agree.
        
       | apapli wrote:
       | I really admire Google, but they have become notorious for their
       | "fast fail" mentality and product sun setting.
       | 
       | No matter how good this may be I don't trust google to not close
       | this down or make major modifications that could cause issues in
       | 1,3,5+ years from now.
       | 
       | So it's a reluctant "no thanks" from me, as I really wish they
       | would plan their product portfolio more long term than history so
       | far demonstrates.
        
       | bberenberg wrote:
       | Coming to a Google Graveyard near you in 202X.
        
         | topkeks wrote:
         | le epic reddit comment am i right ;)
        
       | stephencoyner wrote:
       | The UI seems quite slow. When changing tabs or scrolling there is
       | a noticeable delay. Feels about 60% like a native app.
       | 
       | I noticed someone in this thread say its built with Flutter which
       | is cool to see! Hopefully it can compete with native sometime
       | soon.. in the meantime this isn't there yet
        
       | benbristow wrote:
       | Sounds like Plex is their competition to the likes of Fintech
       | banks in the UK (Monzo/Starling). Wonder if they'll bring it over
       | here.
        
       | kyrra wrote:
       | (Googler, opinions are my own. I also work on backend payment
       | systems there). Also, this is a copy/paste from the other thread
       | that never hit the front-page.
       | 
       | A fun technical piece here is that this expands on the Google Pay
       | for India app, which is built on Flutter for android and iOS[0].
       | As well, it's great to see Plex (bank accounts) officially
       | announced, though it was talked about ~1 year ago here[1].
       | 
       | [0] https://developers.googleblog.com/2020/09/google-pay-
       | picks-f...
       | 
       | [1] https://news.ycombinator.com/item?id=21523335
        
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       (page generated 2020-11-18 23:00 UTC)