[HN Gopher] Walletmor Payment Implant
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       Walletmor Payment Implant
        
       Author : tomaszs
       Score  : 26 points
       Date   : 2021-04-11 21:03 UTC (1 hours ago)
        
 (HTM) web link (walletmor.com)
 (TXT) w3m dump (walletmor.com)
        
       | mamp wrote:
       | With the rapidly increasing problem of resistance to known
       | antibiotics the idea of voluntarily implanting a foreign body in
       | yourself seems crazy to me.
       | 
       | WHO says "Antibiotic resistance is one of the biggest threats to
       | global health, food security, and development today". But, hey if
       | it helps if you forget your phone or watch...
        
       | zffr wrote:
       | For EUR199 ($237) why not just get an Apple Watch Series 3
       | ($199/$229)?
       | 
       | It also supports payments, can help you improve your health, show
       | you the weather, and can even tell you the time ;)
        
         | intricatedetail wrote:
         | It's not Apple.
        
       | ddingus wrote:
       | What could go wrong?
       | 
       | Might I suggest implanting in your non dominant limb?
        
         | ent101 wrote:
         | This is actually a very good point. I'm sure some people won't
         | mind cutting a limb just to steal your wallet.
        
           | ddingus wrote:
           | Yeah, I was entirely serious. Scary thoughts.
        
           | [deleted]
        
       | walrus01 wrote:
       | I'm about 60% certain this is some kind of social commentary
       | satire art project, and 40% certain this is actually a real
       | company. Something designed to troll the credulous, sort of like
       | bonsai kitten.
       | 
       | If it's a real thing: This appears to be linked to the Polish
       | domestic banking sector? So primarily of use there. What's
       | stopping you from just getting the implant, loading up some
       | money/payment method on it, and two-part epoxying it into a 3D
       | printed TPU plastic bracelet. Something fitbit sized. Its
       | functionality as a payment method does not appear to require it
       | to be implanted. You could even glue it into a hard shell of a
       | plastic fob and keep it on your keychain.
        
       | mikestew wrote:
       | Funny, that's the same arm position I use to pay with my
       | Apple/Garmin/Google watch, and I didn't have to consult a medical
       | professional to do it.
       | 
       | I don't mean to be dismissive. But such an objection isn't even
       | mentioned on the web page. Just "forget about ...Smartpay" (I
       | assume that means NFC of some sort). Hey, whoa, back up; how
       | about we _not_ forget about it and you folks tell me how this is
       | better than a watch.
        
         | amoshi wrote:
         | It can't be stolen.
         | 
         | You can't lose it.
         | 
         | You can't forget it.
         | 
         | You don't need to charge it.
        
           | ddingus wrote:
           | It can be stolen, and part of you goes with it. Think it
           | won't happen? Really?
        
             | amoshi wrote:
             | The barrier of entry to theft is raised from pick-pocketing
             | and mugging in alleys to chopping off a limb, no doubt
             | it'll happen but I'm certain it'll be MUCH much rarer.
        
               | TeMPOraL wrote:
               | Yeah, in reality, the common case will be just cutting it
               | out of victim's arm with a knife. It's much less messy
               | than chopping off a limb, doable very quickly by a team
               | of two people (one presenting a threat, other performing
               | the field surgery), and doesn't require carrying around
               | large cutting tools.
        
               | eptcyka wrote:
               | Yes, but that requires a quiet enough location or a
               | kidnapping, both of which are far more complicated than a
               | regular stealthy pickpocketing.
        
               | amoshi wrote:
               | Cutting into people's flesh and taking out an implant
               | will discourage petty/squeamish/opportunity thiefs,
               | furthermore you'd need to know which arm the implant is
               | in and where. I'm not sure about the exact size of the
               | implant but cutting it out in a dark alley from a
               | bloodied wound will certainly take more effort than
               | grabbing a wallet from someone pocket. More effort ->
               | Less frequency
        
             | trizzle21 wrote:
             | It also only lasts 5 years so you need surgery every 5
             | years to replace it
        
       | intricatedetail wrote:
       | You still have to use chip and pin every 5 transactions or if you
       | go over PS130 whichever comes first? Most terminals in the UK
       | require to insert card. Oh.
        
       | lucasmullens wrote:
       | Imagine your first credit card. Now imagine you're still stuck
       | using it because it's physically embedded in you.
        
       | ent101 wrote:
       | Good material for the next Black Mirror season.
        
       | zaczekadam wrote:
       | I can't see myself using such product in any foreseeable future
       | but I'm interested if there's any demand for this. I can see a
       | virality potential.
        
       | wqsz7xn wrote:
       | For some reason the 'How It Works' section of this website cracks
       | me up. Specifically 'Arrange the installation with a specialist'
       | bit. The wording just feels so weird.
        
         | newnamenewface wrote:
         | Make sure it's someone you trust! Lol, I usually go to the back
         | alley doctor-bankers for my routine payment-procedures.
        
       | Raed667 wrote:
       | For payment, absolutely not!
       | 
       | For unlocking a car, a motorcycle, a door, etc.. Could be a cool
       | idea.
        
       | smitty1110 wrote:
       | I think the TSA will not be amused the first time someone takes
       | one of these through a security checkpoint.
        
       | benja123 wrote:
       | I am just imagining what happens when your implant details are
       | stolen and used for fraud... Will you have to remove it and get a
       | new implant?
       | 
       | Seriously though, I am going to assume(hope) this is not real...
        
       | mikeiz404 wrote:
       | "the implant does not violate the basic privacy principles and
       | does not track your location because it does not have GPS and no
       | systems that allow you to spy on or track your location."
       | 
       | I get that this is NFC but how is privacy in all other areas
       | handled? What are these privacy principles? Can the data be
       | updated without removal?
       | 
       | From the Wikipedia page on the NFC standard mentioned it states
       | "In "card emulation mode" an NFC device should transmit, at a
       | minimum, a unique ID number to a reader." Is this ID stable? What
       | protocol are you using on top of the NFC frame data for payment?
        
       | unnouinceput wrote:
       | NoScript says 9 domains are need it for this page to be properly
       | rendered. Hard pass.
        
       | danaugrs wrote:
       | So if I get this, I will have to worry about potentially paying
       | anyone that approaches my wrist with something that could contain
       | a radio? Someone should create another startup that embeds tiny
       | contactless credit card machines on wrists lol.
        
         | TruthWillHurt wrote:
         | Same as a contactless credit card. There are readers on the
         | darknet that can read 10 cards per-second.
         | 
         | But at least you could put your card in a protective wallet,
         | and card company will refund any fraudulant transactions.
         | 
         | An NRF blocking sleeve perhaps? :D
        
           | vimax wrote:
           | You could by a blocking watch that selectively unblocks
           | transactions when authorized. Problem solved.
        
             | chrisdsaldivar wrote:
             | At that point you may as well just use a smart watch for
             | payments.
        
       | koheripbal wrote:
       | If it were open source and externally programmable by me alone
       | via some private/public key cryptography - I would be ok with
       | this.
        
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       (page generated 2021-04-11 23:00 UTC)