[HN Gopher] BrianKrebs: Experian Vulnerability Shows Any Report ...
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       BrianKrebs: Experian Vulnerability Shows Any Report with just SSN,
       DOB, ADR
        
       Author : coloneltcb
       Score  : 81 points
       Date   : 2022-12-27 19:54 UTC (3 hours ago)
        
 (HTM) web link (infosec.exchange)
 (TXT) w3m dump (infosec.exchange)
        
       | jrib wrote:
       | "ADR" == "address" in this context
       | 
       | > All you needed was the person's name, address, SSN and DOB.
        
       | lol768 wrote:
       | Am I reading correctly that Krebs gave the vendor _three full
       | days_ (of which at least three are not working days), over the
       | Christmas holiday to patch this before disclosure on Mastodon?
       | 
       | I can understand (but not necessarily agree) with arguments for
       | full disclosure when the consumer has a choice to avoid using the
       | vendor .. but, in this case?
        
         | aaomidi wrote:
         | To give you an idea, when you're operating a CA, you only get
         | 24 hours to respond to this type of stuff.
         | 
         | Experian had 72.
        
         | lapcat wrote:
         | No, what Krebs said was "So it's Dec. 27, and I still haven't
         | heard anything from Experian." In other words, they haven't
         | even _responded_ to his report.
        
         | 0ct4via wrote:
         | Given the gravity of the issue and the supposed standing of the
         | vendor, 3 days should be plenty time to at least _respond_ --
         | working days or not.
         | 
         | Additionally, Krebs has stated that Experian has _yet another_
         | glaring security issue. He 's not saying exactly how to do it,
         | or dropping POC in the post.
         | 
         | Given the size and importance of Experian, there's nothing
         | wrong with pointing out this issue, especially when after 4
         | days they can't even _acknowledge_ an issue this serious.
         | 
         | Krebs stating a vulnerability exists, is more responsible than
         | _not_ disclosing it -- given their importance, and history of
         | security screw-ups, the people have a right to know.
        
       | mindslight wrote:
       | US. GDPR. NOW. Its definition of consent is paramount. The
       | fundamental reason these bastards don't care about leaking your
       | information is that they're already violating your consent by
       | collecting all this information about you in the first place.
       | 
       | The modern surveillance industrial complex would have made the
       | most ardent Stasi agent blush. It is an unaccountable tyrannical
       | quasi-government that has no place in a supposedly free society,
       | and it's long past time the whole filthy industry were severely
       | neutered.
        
       | jeffbee wrote:
       | H&R Block used to give you any of their clients' tax returns with
       | SSN, last name, and ZIP Code. I think this form of authentication
       | is extremely common.
       | 
       | The big problem with asking for SSN+DOB or SSN+ZIP or even
       | SSN+Name is these are highly correlated. SSNs are issued in order
       | by date, in tranches given to each hospital, which gives you a
       | fair chance of guessing a ZIP. Once you have a ZIP and a year you
       | can also make informed guesses as to last name.
        
         | bagels wrote:
         | There are, at this point, I would have to assume, databases
         | with those in them available for purchase or download. No need
         | to use statistics and guesses.
        
         | water8 wrote:
         | [dead]
        
         | stonogo wrote:
         | That's how SSNs are distributed _now_. The majority of adults
         | did not get them assigned at birth. Before the 80s, it was
         | common not to get one at all until you started working. After
         | the mid-80s a child needed one for their parents to claim them
         | as a dependent, with the minimum age lowering until we reached
         | today 's situation.
        
           | kylehotchkiss wrote:
           | Up until 2011. The SSA adjusted the distribution technique
           | then.
           | 
           | https://www.ssa.gov/employer/randomization.html
        
           | jeffbee wrote:
           | Even before assignment at birth, they were geographically
           | allocated based on the applicant's address, which is even
           | worse because that allows you to make accurate guesses about
           | recent ZIP instead of ZIP at birth. These correlations were
           | well-known even before 1987, when they switched to assignment
           | at birth.
           | 
           | https://pubmed.ncbi.nlm.nih.gov/6613981/
        
             | stonogo wrote:
             | Your linked paper is about correlating year of birth to a
             | social security number, which I would reckon is much easier
             | than correlating to zip code, given that social security
             | numbers both predate zip codes and were geographically
             | assigned based on the US State in which the applicant lived
             | when the number was requested. My own SSN was assigned to
             | me at age ten when I lived fifteen hundred miles from the
             | place of my birth, and I have moved a further thousand
             | miles from there in the meantime; there's basically no way
             | to predict my ZIP code from it.
             | 
             | Anyway, according to that lookup table, I was born in 1927,
             | a conclusion with which I strenuously disagree. Those
             | methods may have been statistically useful in the year of
             | publication but so many things have changed, and so many
             | more people move between states than before the 80s, that I
             | doubt its validity now. As a reference, the pandemic
             | drastically slowed down American interstate household
             | moves, but even so, 8% of the population moved states in
             | 2020 -- including 18% of people between 20 and 29.
             | (https://www.weforum.org/agenda/2021/12/american-
             | relocation-h...)
             | 
             | In short, I think it may have been more feasible in the
             | past to draw these correlations, and now it's less
             | feasible. On the other hand, massive data leaks are de
             | rigueur, so it's probably just easier to buy databases from
             | criminals on the internet.
        
               | [deleted]
        
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