[HN Gopher] Show HN: List of Stripe Alternatives
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Show HN: List of Stripe Alternatives
Seems like every time there's a negative Stripe story on here, the
inevitable question, "any alternatives?" gets asked. Hell, I was
tempted to ask myself. Instead, I decided to search hn.algolia.com
to see for myself what others have recommended in the past. Might
as well share the list with y'all, make it meta. -- 2Checkout |
https://www.2checkout.com Adyen | https://www.adyen.com Amazon
Pay | https://pay.amazon.com Authorize.net |
https://www.authorize.net Balance | https://www.getbalance.com
Braintree | https://www.braintreepayments.com ChargeBee |
https://www.chargebee.com Chargify | https://www.chargify.com
Checkout.com | https://www.checkout.com DigitalRiver |
https://www.digitalriver.com Dwolla | https://www.dwolla.com
FastSpring | https://fastspring.com GoCardless |
https://gocardless.com MangoPay | https://www.mangopay.com Mollie
| https://www.mollie.com Opayo (previously SagePay) |
https://www.opayo.co.uk Paddle | https://www.paddle.com Payoneer
| https://www.payoneer.com PayPal | https://www.paypal.com Qonto
| https://qonto.com/en Spreedly | https://www.spreedly.com Square
| https://squareup.com Verifone | https://www.verifone.com/en/us
White | https://whitepayments.com -- Observations from my data
collection: Sassy appears to have been acquired by FastSpring.
Balanced Payments apparently went under but I found another payment
service called "Balance" instead. Paymill is defunct but their
Github org has a bunch of code. No idea what happened to Spryng
Payments but Spryng still exists. It's also worth mentioning that
a true "Stripe alternative" simply does not exist. No one does
everything they do and I'm pretty sure most services are lacking in
the developer documentation department. Still, having options is
always great.
Author : NetOpWibby
Score : 44 points
Date : 2023-01-06 21:49 UTC (1 hours ago)
| huhtenberg wrote:
| 2Checkout, DigitalRiver, FastSpring, Paddle and Payoneer used to
| be reasonably popular in "old-school" shareware circles.
|
| These aren't payment processors. They all come from pre-Stripe
| times and they are so-called "registration services".
|
| These are effectively resellers, providing "full service" that
| includes order processing, customer callbacks (fraud detection),
| distribution of activation codes, first line of support for
| licensing inquiries, etc. -- all the things that used to be
| complicated in the era when people ordered by phone, fax and
| email, paid with cheques and the software was licensed fully
| offline using either procedurally-generated codes or codes
| hardcoded into executables.
|
| They all are still stuck there - rigid, clunky, buggy and, above
| all, unnecessary expensive.
|
| These aren't Stripe alternatives. These are dinosaurs desperately
| clinging to life.
| transitivebs wrote:
| Paddle has a pretty legit API from my experience. Agree on the
| other ones for sure.
| dividuum wrote:
| Cannot speak for the others, but paddle also does handle all
| tax related issues for you. That can quickly get pretty
| complicated if you have international customers.
| NetOpWibby wrote:
| Personally, I'm looking into Checkout and Mollie (hope they're
| not UK-only) and will use OpenNode as my crypto payment provider.
| zzz345345 wrote:
| Any of those support crypto and credit card? I added Coinbase
| commerce to my site as an option but unfortunately it doesnt
| support Monero.
| donatzsky wrote:
| Skrill (not on the list, but seems to be in the same space as
| PayPal) has some crypto features. No idea about the details,
| since I just saw it mentioned on the website, but didn't go
| further.
| NetOpWibby wrote:
| You should just use something like OpenNode and accept Bitcoin.
|
| - https://www.opennode.com
| colesantiago wrote:
| Why would Coinbase or any other exchange ever support Monero?
| It's only usecase is illegitimate payments, the risk isn't
| worth Coinbase adding it.
|
| In fact, please don't consider using crypto at all, it has no
| usecase other than speculation and you are likely to lose money
| due to volatility.
|
| Consider bank transfer instead.
| hot_gril wrote:
| > Consider bank transfer instead.
|
| That stuff is a nightmare. I've dealt with both USD and
| cryptocurrency automation and can totally see why some
| legitimate businesses would prefer the latter.
| pyronite wrote:
| We're excited to see how the open-source Lago
| (https://www.getlago.com/) develops. Does anyone here have
| experience working with it?
| NetOpWibby wrote:
| AFAICT they don't process payments.
| hot_gril wrote:
| Some of these are viable _payment processors_ , but if you're
| trying to run anything vaguely like a market, it's hard to
| replace Stripe. I've tried.
|
| In detail, something that handles both credit card payments from
| users and ACH payouts to users, possibly with some substitutions
| like debit instead of credit or wire instead of ACH. Ideally
| allowing user-to-user payments without having to float the money
| yourself. There's a big regulatory burden, like KYC.
| NetOpWibby wrote:
| Oh, forgot to mention that 2Checkout and Verifone are the same
| product but still have different sites for some reason. Or at the
| very least, Verifone owns 2Checkout.
| efortis wrote:
| Although these are from Visa and Mastercard, they accept all
| major cards.
|
| - Visa Checkout |
| https://developer.visa.com/capabilities/visa_checkout
|
| - Masterpass by Mastercard | https://masterpass.com
| NetOpWibby wrote:
| From Visa's site:
|
| > Visa Checkout does not accept direct merchant connections.
| You will need to work with a partner to integrate Visa Checkout
| into your solution. You can find Partners to integrate with
| Visa Checkout here.
|
| Masterpass looks like it operates similarly.
| paxys wrote:
| While this is a good list of companies that operate roughly in
| the same space as Stripe, a more useful one for the intended
| audience would be finding replacements for the specific Stripe
| services/APIs they are using. It's not as simple as saying "just
| switch from Stripe to PayPal/Square". Most of these companies
| specialize in a specific problem with very little overlap with
| the rest. Stripe doesn't have a real 1:1 competitor.
| NetOpWibby wrote:
| We're back to patchwork quilting the services we need...this is
| the sixth day of 2023. I wonder what enterprising HN reader is
| gonna take up the mantle to embark on building a true
| alternative.
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(page generated 2023-01-06 23:00 UTC)