Index

advance medical directives

air travel

airport parking

baggage fees

credit card mileage rewards

credit card payment

discount airlines

in Europe

fare tracking and price protection

flexibility

annuities

antivirus software

apartment rentals

condos

foreclosures

lease deals

renters insurance

appliances

Craigslist listings

Energy Star labels

home warranty coverage

scratch-and-dent stores

automobile insurance

claims history report

comparison of coverage

customer service

deductible level

multiple quotes

on rental vehicles

value of vehicle

for veterans

automobiles. See cars

banks and banking. See also loans

automatic drafts

bill collection

CDs

complaints

versus credit unions

deposit insurance

foreign-transaction fees

health savings account administration fees

identity theft and account security

mobile banking apps

phishing scams

unclaimed money

for veterans

bills and billing statements. See also debt

automatic payments

bill collectors

hospital bills

phone bill cramming

prioritizing payments

scrutinizing statements

timely payments

Black Friday websites

books

in public domain

self-publishing

borrowing. See loans; mortgages

bottled water

brokerage accounts. See investments and savings

burglar alarm monitoring

business ownership. See small businesses

camera purchases

cars. See also automobile insurance

airport parking

alternative-fuel vehicles

extended warranties

financing

flood vehicles and problem cars

free street parking

gasoline grades and prices

hybrid conversion kit

leasing

mechanic’s inspection

oil changes

operating cost

purchase price

recalls and service bulletins

rentals

repair cost estimates

repair records

tire size and type

trade-in

used versus new

cell phones

contracts

e-mail and texting service

Google Voice service

grocery coupons via

insurance

international call blocking

iPhone jailbreaking

mobile banking apps

moisture strips

off deck charges to children

overseas calls

prepaid plans

reception at home

third-party billing/cramming

charities

checking on

donation of timeshare to

hospital charitable care

children, cell phone offers to

Christmas trees

Clark Favorites

baggage fees

budgeting tools

car rentals

community colleges

credit score

free street parking

hotel issues

increasing savings rate

landline phones

mechanic’s inspection of used car

one-deal-a-day online sites

small businesses

Valentine’s Day roses

Clark’s Graveyard

Clark’s Greatest Hits

credit cards for overseas travel

credit freeze

credit report

discount airlines

distressed real estate

dollar cost averaging

dollar stores and warehouse clubs

gift cards

grocery shopping

home’s value in relation to mortgage

local TV channels

online passwords

prearranged auto loans

shopping for computers

used cars

clothing

online boutiques

seasonal

secondhand stores

toning shoes

college expenses

community colleges

529 savings plans

online textbook rentals

student loans

three-year degree programs

complaints. See dispute resolution

computers and accessories. See also Internet service

antivirus and anti-spyware software

current versus state-of-the-art technology

extended warranties

netbooks and tablets

online shopping for

printer cartridges

printer replacement ink

repairs

selling and recycling

software for office use

subsidized purchases

Windows recovery discs

concert tickets

condo rentals

contracts

burglar alarm monitoring

cell phone service

home builder

nursing home mandatory arbitration

coupons

coupon codes

one-deal-a-day sites

in Sunday newspaper

via cell phone

cram charges

credit cards

active accounts

airfare payment

airline mileage cards

annual fees

car rental insurance

credit utilization rate

disputed charges

foreign-transaction fees

hotel or car rentals

interest rates

manufacturer’s warranty extension

minimum payment

rewards

scrutinizing statements

small-business cards

credit counseling

credit reports and scores

for car rentals

credit freeze

credit utilization rate

errors

free credit score approximation

health credit reports

for hospital charity care

for job applicants

open lines of credit

short sales and deeds in lieu of foreclosure

timely bill payments

where to obtain

credit unions

versus banks

car loans

credit card interest rates

deposit insurance

currency trading

customer complaints. See dispute resolution

Cyber Monday websites

dating services

deal-a-day online sites

debit cards

debt. See also bills and billing statements; loans; mortgages

back taxes

bill collectors

budgeting tools

credit card utilization

debt counseling

hardship debt management plans

dispute resolution

auto repairs at AAA-approved facilities

banks

credit report errors

guerrilla tactics

health insurance

home builders

hotels

nursing home mandatory arbitration

online complaints

distressed real estate

rental scams

short sales and deeds in lieu of foreclosure

tenants in

vacation homes

dollar cost averaging

dollar stores

drugs. See medication

DSL, naked

e-commerce

coupon codes

eBay seller credibility

Glyde

reputable sellers

e-greetings

education. See college expenses

electricity. See energy use

electronics. See also specific devices

bait-and-switch camera offers

current versus state-of-the-art technology

extended warranties

inspecting purchases

one-deal-a-day online sites

repairs

selling and recycling

employment. See also small businesses

cost of living and

credit checks on applicants

federal hiring

401(k) plans

work-at-home jobs

energy use

Energy Star appliances

factory-built homes

light bulbs

solar power

event tickets

exchange-traded funds (ETFs)

extended warranties

cars

electronics and computers

eyeglasses

Facebook. See social networks

factory-built homes

FDIC (Federal Deposit Insurance Corporation)

FICO score. See credit reports and scores

finances. See banks and banking; bills and billing statements; debt; loans; mortgages

financial information for beneficiaries

fitness clubs

flexible spending accounts (FSAs)

flood insurance

flowers

food and groceries

bottled water

bulk produce at warehouse clubs

coupons

dietary supplements

hard discounters

home cooking

labeling fraud

once-a-month shopping

organic labeling standards

store brands

foreclosed real estate. See distressed real estate

401(k) plans

borrowing from

contributions

early withdrawals

rollover with change of employer

franchise ownership

fraud. See identity theft; scams

freegan movement

freelance work. See work-at-home opportunities

frequent-flyer mileage programs

FSAs (flexible spending accounts)

gasoline grades and prices

genetic testing kits

gift cards

gold, investment in

government jobs and grants

grievances. See dispute resolution

groceries. See food and groceries

gym facilities

health care. See also health insurance

advance directives

advocates, billing

advocates, health care

comparison shopping for

doctor reviews

flexible spending accounts

genetic testing kits

health savings accounts

herbal remedies

medical tourism

nurse-in-a-box retail clinics

price negotiation

radiological tests

health clubs

health insurance

disputes with company

drug copay assistance

health credit reports

high-deductible plans

in-network providers

long-term care

medical tourism coverage

preapproval for radiological tests

preexisting conditions

scams

herbal remedies

holiday purchases. See seasonal items

home businesses. See work-at-home opportunities

homeowners insurance

deductible level

documentation of belongings

flood insurance

insurance claims history report

updating

for veterans

homes and real estate. See also apartment rentals; mortgages

alarm monitoring

builder warranties

distressed property

home inspection

modular homes

tax appraisal

theft of valuables during open house

vacation homes

viewing before purchase

warranties on operating systems

hospitals

billing errors

charitable care

gyms at

price negotiation

hotels

complaints

payment with debit card

price bidding

housing. See apartment rentals; homes and real estate

i-house

identity theft. See also scams

from banks

from corporations

credit freeze

keylogger and spyware programs

mortgage fraud

phishing scams

from social networks

tax refund scam

insurance. See also specific types

bank deposit insurance

cell phone insurance

commissioned sales people

company insolvency

company ratings

customer service

deductibles

disability insurance

extended warranties

renters insurance

single-issue policies

trip insurance

for veterans

interest accrual

CDs

health savings accounts

interest on loans

car loans

credit cards

mortgages

international travel. See overseas travel

Internet service

browsers

CLEAR wireless technology

DSL, naked

Google Voice phone service

music streaming

passwords

price negotiation

radio service

scareware

spyware

video streaming

Voice over Internet Protocol (VoIP) service

inventions

inventor websites

patents and trademarks

investments and savings

annuities

CDs

currency trading

dollar cost averaging

dormant money in

early withdrawals from retirement accounts

exchange-traded funds

529 plans for college expenses

flexible medical spending accounts

401(k) retirement plans

health savings accounts

investment return on life insurance policy

IRAs

phishing scams

Ponzi schemes

precious metals

rate of savings, increasing

scrutinizing account statements

simplified employee

pension plan

IRAs

early withdrawal

Roth

jobs. See employment; small businesses

landline phones

cram charges

discontinuing

for DSL service

POTS tariff rate

Voice over Internet Protocol (VoIP)

leased cars

leases. See rentals

life insurance

amount to buy

investment return

level-term

selling for cash

for veterans

light bulbs

living wills

loans. See also debt; mortgages

auto financing

credit unions versus banks

peer-to-peer

student loans

long-term care (LTC) insurance

medical care. See health care; medication

medical insurance. See health insurance

medication

copay assistance

expiration dates

free or discounted drugs

halving pills

herbal remedies

insurance scams

online pharmacies

patient information collection

Together Rx Access cards

warehouse club pharmacies

mobile devices. See cell phones

mortgages

accelerated plans

best rates

FHA-backed loan refunds

home’s value in relation to

identity theft

refinancing

reverse mortgages

short sales and deeds in lieu of foreclosure

movies

DVD rentals

free

video streaming

moving companies

music streaming

netbook computers

nurse-in-a-box retail clinics

nursing homes

mandatory arbitration contracts

Medicaid payment for

one-deal-a-day online sites

organic food labeling

overseas travel

cell phone calls

foreign-transaction credit card fees

Google Voice phone service

hard discounter airlines

Voice over Internet Protocol (VoIP) phone service

patents and trademarks

peer-to-peer (P2P) lending

pharmacies, online

phishing scams. See identity theft

phone service. See cell phones; landline phones

Ponzi schemes

precious metals

prefab homes

prescription drugs. See medication

price-protection policies

printers

cartridges

replacement ink

property. See homes and real estate

radio, Internet

razor blades

real estate. See homeowners insurance; homes and real estate

rentals

cars

condos

foreclosures

lease deals

movies

renters insurance

textbooks

vacation homes

resources, Web addresses for

retail medical clinics

retail purchases

dollar stores and warehouse clubs

online sites

price protection policies

used clothing

retirement savings

early withdrawals

401(k) plans

IRAs

simplified employee pension plan

reverse mortgages

Roth IRAs

savings plans. See investments and savings

scams. See also identity theft

distressed real estate

food labeling fraud

health insurance

phone cram charges

prescription drug plans

work-at-home opportunities

scratch-and-dent stores

seasonal items

Black Friday and Cyber Monday sites

Christmas trees

clearance sales

clothing

gift cards

vacation homes

Valentine’s Day roses

secondhand stores

self-publishing

SEPs (simplified employee pension plans)

shadow market of condo owners

shoes, toning

short real estate sales

simplified employee pension plans (SEPs)

small businesses

credit cards for

cyber-theft from

franchises

home-based

kitchen cabinet of advisers

launching

in low-tax states

social networks

post-transaction marketing

posting grievances against companies

posting personal information

work-at-home scams

software

antivirus and anti-spyware

for office use

solar energy

sporting event tickets

student loans

forgiveness

peer-to-peer

private lenders

reduced payment

tablet computers

taxes

back taxes

borrowing from 401(k) plans

charitable donations

early withdrawals from retirement plans

529 college savings plans

flexible medical spending accounts

health savings accounts

home-based business writeoff

real estate appraisal

refund scam

return preparation and e-filing

Roth IRAs

simplified employee pension plan

small business in low-tax state

withholding

telephone service. See cell phones; landline phones

television content

free service

infomercial product refunds

Internet programming

television sets

extended warranties

HDTV types

tenants. See apartment rentals

text messaging service

textbook rentals

thrift stores

timeshares

Together Rx Access cards

toning shoes

travel. See also air travel

bus transportation

car rentals

credit card fees on foreign transactions

home exchange

hotel complaints

hotel payment with debit card

hotel price bidding

lodging with strangers

medical tourism

timeshares

trip protection insurance

vacation rentals

Twitter. See social networks

unclaimed money

FHA-backed mortgage premiums

search for

tax refund scam

vacation homes

purchase

rental

timeshares

vacations. See travel

veterans, insurance for

Voice over Internet Protocol (VoIP)

warehouse stores

bulk produce

deals at

prescription drug prices

warranties

cell phones

credit card extension of

extended, on cars

extended, on electronics and computers

home-builder warranties

home operating systems

water

Web resources

women

inventors

small-business owners

toning shoes for

work-at-home opportunities

legitimate

scams

small businesses