Index
advance medical directives
air travel
airport parking
baggage fees
credit card mileage rewards
credit card payment
discount airlines
in Europe
fare tracking and price protection
flexibility
annuities
antivirus software
apartment rentals
condos
foreclosures
lease deals
renters insurance
appliances
Craigslist listings
Energy Star labels
home warranty coverage
scratch-and-dent stores
automobile insurance
claims history report
comparison of coverage
customer service
deductible level
multiple quotes
on rental vehicles
value of vehicle
for veterans
automobiles. See cars
banks and banking. See also loans
automatic drafts
bill collection
CDs
complaints
versus credit unions
deposit insurance
foreign-transaction fees
health savings account administration fees
identity theft and account security
mobile banking apps
phishing scams
unclaimed money
for veterans
bills and billing statements. See also debt
automatic payments
bill collectors
hospital bills
phone bill cramming
prioritizing payments
scrutinizing statements
timely payments
Black Friday websites
books
in public domain
self-publishing
borrowing. See loans; mortgages
bottled water
brokerage accounts. See investments and savings
burglar alarm monitoring
business ownership. See small businesses
camera purchases
cars. See also automobile insurance
airport parking
alternative-fuel vehicles
extended warranties
financing
flood vehicles and problem cars
free street parking
gasoline grades and prices
hybrid conversion kit
leasing
mechanic’s inspection
oil changes
operating cost
purchase price
recalls and service bulletins
rentals
repair cost estimates
repair records
tire size and type
trade-in
used versus new
cell phones
contracts
e-mail and texting service
Google Voice service
grocery coupons via
insurance
international call blocking
iPhone jailbreaking
mobile banking apps
moisture strips
off deck charges to children
overseas calls
prepaid plans
reception at home
third-party billing/cramming
charities
checking on
donation of timeshare to
hospital charitable care
children, cell phone offers to
Christmas trees
Clark Favorites
baggage fees
budgeting tools
car rentals
community colleges
credit score
free street parking
hotel issues
increasing savings rate
landline phones
mechanic’s inspection of used car
one-deal-a-day online sites
small businesses
Valentine’s Day roses
Clark’s Graveyard
Clark’s Greatest Hits
credit cards for overseas travel
credit freeze
credit report
discount airlines
distressed real estate
dollar cost averaging
dollar stores and warehouse clubs
gift cards
grocery shopping
home’s value in relation to mortgage
local TV channels
online passwords
prearranged auto loans
shopping for computers
used cars
clothing
online boutiques
seasonal
secondhand stores
toning shoes
college expenses
community colleges
529 savings plans
online textbook rentals
student loans
three-year degree programs
complaints. See dispute resolution
computers and accessories. See also Internet service
antivirus and anti-spyware software
current versus state-of-the-art technology
extended warranties
netbooks and tablets
online shopping for
printer cartridges
printer replacement ink
repairs
selling and recycling
software for office use
subsidized purchases
Windows recovery discs
concert tickets
condo rentals
contracts
burglar alarm monitoring
cell phone service
home builder
nursing home mandatory arbitration
coupons
coupon codes
one-deal-a-day sites
in Sunday newspaper
via cell phone
cram charges
credit cards
active accounts
airfare payment
airline mileage cards
annual fees
car rental insurance
credit utilization rate
disputed charges
foreign-transaction fees
hotel or car rentals
interest rates
manufacturer’s warranty extension
minimum payment
rewards
scrutinizing statements
small-business cards
credit counseling
credit reports and scores
for car rentals
credit freeze
credit utilization rate
errors
free credit score approximation
health credit reports
for hospital charity care
for job applicants
open lines of credit
short sales and deeds in lieu of foreclosure
timely bill payments
where to obtain
credit unions
versus banks
car loans
credit card interest rates
deposit insurance
currency trading
customer complaints. See dispute resolution
Cyber Monday websites
dating services
deal-a-day online sites
debit cards
debt. See also bills and billing statements; loans; mortgages
back taxes
bill collectors
budgeting tools
credit card utilization
debt counseling
hardship debt management plans
dispute resolution
auto repairs at AAA-approved facilities
banks
credit report errors
guerrilla tactics
health insurance
home builders
hotels
nursing home mandatory arbitration
online complaints
distressed real estate
rental scams
short sales and deeds in lieu of foreclosure
tenants in
vacation homes
dollar cost averaging
dollar stores
drugs. See medication
DSL, naked
e-commerce
coupon codes
eBay seller credibility
Glyde
reputable sellers
e-greetings
education. See college expenses
electricity. See energy use
electronics. See also specific devices
bait-and-switch camera offers
current versus state-of-the-art technology
extended warranties
inspecting purchases
one-deal-a-day online sites
repairs
selling and recycling
employment. See also small businesses
cost of living and
credit checks on applicants
federal hiring
401(k) plans
work-at-home jobs
energy use
Energy Star appliances
factory-built homes
light bulbs
solar power
event tickets
exchange-traded funds (ETFs)
extended warranties
cars
electronics and computers
eyeglasses
Facebook. See social networks
factory-built homes
FDIC (Federal Deposit Insurance Corporation)
FICO score. See credit reports and scores
finances. See banks and banking; bills and billing statements; debt; loans; mortgages
financial information for beneficiaries
fitness clubs
flexible spending accounts (FSAs)
flood insurance
flowers
food and groceries
bottled water
bulk produce at warehouse clubs
coupons
dietary supplements
hard discounters
home cooking
labeling fraud
once-a-month shopping
organic labeling standards
store brands
foreclosed real estate. See distressed real estate
401(k) plans
borrowing from
contributions
early withdrawals
rollover with change of employer
franchise ownership
fraud. See identity theft; scams
freegan movement
freelance work. See work-at-home opportunities
frequent-flyer mileage programs
FSAs (flexible spending accounts)
gasoline grades and prices
genetic testing kits
gift cards
gold, investment in
government jobs and grants
grievances. See dispute resolution
groceries. See food and groceries
gym facilities
health care. See also health insurance
advance directives
advocates, billing
advocates, health care
comparison shopping for
doctor reviews
flexible spending accounts
genetic testing kits
health savings accounts
herbal remedies
medical tourism
nurse-in-a-box retail clinics
price negotiation
radiological tests
health clubs
health insurance
disputes with company
drug copay assistance
health credit reports
high-deductible plans
in-network providers
long-term care
medical tourism coverage
preapproval for radiological tests
preexisting conditions
scams
herbal remedies
holiday purchases. See seasonal items
home businesses. See work-at-home opportunities
homeowners insurance
deductible level
documentation of belongings
flood insurance
insurance claims history report
updating
for veterans
homes and real estate. See also apartment rentals; mortgages
alarm monitoring
builder warranties
distressed property
home inspection
modular homes
tax appraisal
theft of valuables during open house
vacation homes
viewing before purchase
warranties on operating systems
hospitals
billing errors
charitable care
gyms at
price negotiation
hotels
complaints
payment with debit card
price bidding
housing. See apartment rentals; homes and real estate
i-house
identity theft. See also scams
from banks
from corporations
credit freeze
keylogger and spyware programs
mortgage fraud
phishing scams
from social networks
tax refund scam
insurance. See also specific types
bank deposit insurance
cell phone insurance
commissioned sales people
company insolvency
company ratings
customer service
deductibles
disability insurance
extended warranties
renters insurance
single-issue policies
trip insurance
for veterans
interest accrual
CDs
health savings accounts
interest on loans
car loans
credit cards
mortgages
international travel. See overseas travel
Internet service
browsers
CLEAR wireless technology
DSL, naked
Google Voice phone service
music streaming
passwords
price negotiation
radio service
scareware
spyware
video streaming
Voice over Internet Protocol (VoIP) service
inventions
inventor websites
patents and trademarks
investments and savings
annuities
CDs
currency trading
dollar cost averaging
dormant money in
early withdrawals from retirement accounts
exchange-traded funds
529 plans for college expenses
flexible medical spending accounts
401(k) retirement plans
health savings accounts
investment return on life insurance policy
IRAs
phishing scams
Ponzi schemes
precious metals
rate of savings, increasing
scrutinizing account statements
simplified employee
pension plan
IRAs
early withdrawal
Roth
jobs. See employment; small businesses
landline phones
cram charges
discontinuing
for DSL service
POTS tariff rate
Voice over Internet Protocol (VoIP)
leased cars
leases. See rentals
life insurance
amount to buy
investment return
level-term
selling for cash
for veterans
light bulbs
living wills
loans. See also debt; mortgages
auto financing
credit unions versus banks
peer-to-peer
student loans
long-term care (LTC) insurance
medical care. See health care; medication
medical insurance. See health insurance
medication
copay assistance
expiration dates
free or discounted drugs
halving pills
herbal remedies
insurance scams
online pharmacies
patient information collection
Together Rx Access cards
warehouse club pharmacies
mobile devices. See cell phones
mortgages
accelerated plans
best rates
FHA-backed loan refunds
home’s value in relation to
identity theft
refinancing
reverse mortgages
short sales and deeds in lieu of foreclosure
movies
DVD rentals
free
video streaming
moving companies
music streaming
netbook computers
nurse-in-a-box retail clinics
nursing homes
mandatory arbitration contracts
Medicaid payment for
one-deal-a-day online sites
organic food labeling
overseas travel
cell phone calls
foreign-transaction credit card fees
Google Voice phone service
hard discounter airlines
Voice over Internet Protocol (VoIP) phone service
patents and trademarks
peer-to-peer (P2P) lending
pharmacies, online
phishing scams. See identity theft
phone service. See cell phones; landline phones
Ponzi schemes
precious metals
prefab homes
prescription drugs. See medication
price-protection policies
printers
cartridges
replacement ink
property. See homes and real estate
radio, Internet
razor blades
real estate. See homeowners insurance; homes and real estate
rentals
cars
condos
foreclosures
lease deals
movies
renters insurance
textbooks
vacation homes
resources, Web addresses for
retail medical clinics
retail purchases
dollar stores and warehouse clubs
online sites
price protection policies
used clothing
retirement savings
early withdrawals
401(k) plans
IRAs
simplified employee pension plan
reverse mortgages
Roth IRAs
savings plans. See investments and savings
scams. See also identity theft
distressed real estate
food labeling fraud
health insurance
phone cram charges
prescription drug plans
work-at-home opportunities
scratch-and-dent stores
seasonal items
Black Friday and Cyber Monday sites
Christmas trees
clearance sales
clothing
gift cards
vacation homes
Valentine’s Day roses
secondhand stores
self-publishing
SEPs (simplified employee pension plans)
shadow market of condo owners
shoes, toning
short real estate sales
simplified employee pension plans (SEPs)
small businesses
credit cards for
cyber-theft from
franchises
home-based
kitchen cabinet of advisers
launching
in low-tax states
social networks
post-transaction marketing
posting grievances against companies
posting personal information
work-at-home scams
software
antivirus and anti-spyware
for office use
solar energy
sporting event tickets
student loans
forgiveness
peer-to-peer
private lenders
reduced payment
tablet computers
taxes
back taxes
borrowing from 401(k) plans
charitable donations
early withdrawals from retirement plans
529 college savings plans
flexible medical spending accounts
health savings accounts
home-based business writeoff
real estate appraisal
refund scam
return preparation and e-filing
Roth IRAs
simplified employee pension plan
small business in low-tax state
withholding
telephone service. See cell phones; landline phones
television content
free service
infomercial product refunds
Internet programming
television sets
extended warranties
HDTV types
tenants. See apartment rentals
text messaging service
textbook rentals
thrift stores
timeshares
Together Rx Access cards
toning shoes
travel. See also air travel
bus transportation
car rentals
credit card fees on foreign transactions
home exchange
hotel complaints
hotel payment with debit card
hotel price bidding
lodging with strangers
medical tourism
timeshares
trip protection insurance
vacation rentals
Twitter. See social networks
unclaimed money
FHA-backed mortgage premiums
search for
tax refund scam
vacation homes
purchase
rental
timeshares
vacations. See travel
veterans, insurance for
Voice over Internet Protocol (VoIP)
warehouse stores
bulk produce
deals at
prescription drug prices
warranties
cell phones
credit card extension of
extended, on cars
extended, on electronics and computers
home-builder warranties
home operating systems
water
Web resources
women
inventors
small-business owners
toning shoes for
work-at-home opportunities
legitimate
scams
small businesses