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AARP ON MEDICARE/MEDIGAP/MA [1]

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Date: 2023-10-18  

There’s been a fair amount of discussion about Medicare and Medicare Advantage around here, and a bunch of strong opinions about both. It may be helpful to some to get an unbiased (?) examination of the pros and cons of traditional Medicare, and the confusing universe of Medicare Advantage plans out there.

No doubt some of you are AARP members, and have seen their latest Bulletin. If so, you don’t need to read any further. If not, and if you’re on the cusp of retirement and the magical age for Medicare (65, y’all), the following may be helpful. Two articles may be of interest:

Will Original Medicare Survive the Medicare Advantage Boom?

For decades, as Americans approached their 65th birthday, all they had to do to get Medicare, the nation’s government-sponsored health insurance for older adults, was sign up. The program wasn’t all that complicated. You went to the doctor armed with your Medicare card. Your physician or hospital took care of you and billed Medicare. Then you — or the supplemental (Medigap) plan you bought — paid your out-of-pocket share. Easy.

10 Things to Know About Medigap Plans

If you decide to enroll in original Medicare, one way you can help pay the extra costs the program doesn’t cover is to buy a supplemental — or Medigap — insurance policy. Here’s what you need to know if you’re in the market for a supplemental policy.

Hope this is helpful.

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